What is DiviPay and how can it help your business?

Using DiviPay virtual card to pay.
Photo by Dan Burton on Unsplash.

DiviPay is a platform for managing company spending, complete with virtual corporate cards, budgeting tools, a transaction feed that lets you view spending in real time, and easy integration with the accounting software of your choice. Read on for an overview of its features.

How does the virtual card work?

The DiviPay virtual card functions much like a regular plastic card, except it’s stored in your mobile wallet. Business owners will be able to issue a unique virtual card to each employee, allowing them to cover business expenses directly rather than paying out of pocket and submitting an expense claim later.

To use it in-store, all you’ll need to do is open Apple Pay or Google Pay and hold the phone over the credit card reader. And to make online purchases, you’ll just have to tap ‘pay online’ in the DiviPay app to reveal your card details, which you’ll then be able to copy over to the checkout page.

How does the expense management software work?

DiviPay’s software automatically tracks your business expenses, reducing the time spent on admin and giving you in-the-moment insights on spending. You’ll also have control over all virtual cards, with the ability to set transaction limits and lock cards to approved merchants.

You'll be able to:

  • View transactions as they occur
  • Customise expense reports
  • Set card limits
  • Capture receipts using the app’s camera
  • Create weekly, monthly or one-off budgets and track progress over time
  • Integrate with your accounting software.

You’ll be able to integrate the software with your preferred accounting system with just a few clicks. Once set up, Xero, MYOB AccountRight and Quickbooks users will have their transactions automatically imported into their accounting software. If you use another accounting system, DiviPay will allow you to generate and input a custom CSV file. 

How much does it cost?

The service starts at $6 per user per month, but different plans are available for companies that make a greater number of business payments or want access to more robust expense management features. All plans are exclusive of GST.

  • Starter plan: $6 per user per month | 20 business payments a month
  • Growth plan: $17 per user per month | 150 business payments a month
  • Scale plan: custom payment | 151+ business payments a month

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