The details shown below are for a card without rewards

The details shown below are for a card without rewards

Choose the version of this credit card that suits you best

  • Vertigo - Balance Transfer Offer

    Rewards: n/a

  • Vertigo - Low Rate Offer

    Rewards: n/a

Purchase rate
13.99% p.a.
Balance transfer rate
0% p.a. for 32 months and then 21.49% p.a.
Annual fees
$55 $0 in the first year
Interest free days on purchases
55
Go to site
Purchase rate
0% p.a. for 18 months then 13.99% p.a.
Balance transfer rate
No current offer
Annual fees
$55 $0 in the first year
Interest free days on purchases
55
Go to site

Mozo editorial review BankSA Vertigo - last updated: 14 December 2021

binocular icon
What's hot
  • Generous balance transfer or purchase rate offers
  • Up to 55 interest free days
  • 2021 Mozo Experts Choice Award winner
What's not
  • 21.49% cash advance rate
Mozo snapshot

If you’re looking for a card to help you get a handle on existing credit card debt, then the BankSA Vertigo may be the card for you. The card comes with the option of a 0% balance transfer rate for 32 months, plus a 0% balance transfer fee – and to seal the deal, it took home a 2021 Mozo Experts Choice Award in the Balance Transfer Credit Card category.

key icon
Key features

The BankSA Vertigo is a budget-friendly option for users who want the convenience of plastic without the high price tag. 

It comes with a relatively low annual card fee of $55 (which is waived in the first year), a reasonable purchase rate of 13.99% and up to 55 days interest-free for cardholders who pay off their outstanding balance in full by the due date each month.

New cardholders who successfully apply before 24 February, 2022, can also pick between two special limited-time offers. 

For cardholders wanting to get a handle on lingering credit card debt, there's the 0% p.a. balance transfer rate offer for 32 months (zero BT fee). Just keep in mind that after the first 32 months, the rate for any remaining transferred balance will increase to the cash advance rate. 

The other option to choose is the 0% p.a. purchase rate for 18 months. Just remember that after that first 18 months, any outstanding balance on purchases you've made (plus any future purchases) will incur the standard variable rate which is currently 13.99% p.a.

snapshot
Who is it good for

The BankSA Vertigo could be great for someone who is looking to blast existing credit card debt with the 32-month, 0% balance transfer offer. 

question icon
Any catches

Don't forget that while the balance transfer rate is 0% for the first 32 months, after that any remaining balance transfer amount will accrue interest at the cash advance rate which is currently 21.49%.

Details

Rates and fees information correct as at 23 January 2022 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

13.99% p.a.

none

0% p.a. for 32 months and then 21.49% p.a.

yes

21.49% p.a.

55

Fees

$55.00

$0 in the first year

none

none

$15.00

3%

3.00%

$0.00

$10.50

$0.00

Features

$10.00

2.0

1

none

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Details

Rates and fees information correct as at 23 January 2022 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

13.99% p.a.

0% p.a. for 18 months

No current offer

yes

21.49% p.a.

55

Fees

$55.00

$0 in the first year

none

none

$15.00

3%

3.00%

$0.00

$10.50

$0.00

Features

$10.00

2.0

1

none

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are BankSA credit cards rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
Trust

Latest reviews of BankSA Vertigo Credit Card

About BankSA