The Qantas World Mastercard from Bankwest, is suited to the premium traveller, as rewards points are directly credited to your Qantas Frequent Flyers program. It also comes with no foreign transaction fees, a range of perks, including overseas travel insurance.
And did we mention that it was a winner in the 2023 Mozo Experts Choice Travel Money Award in the Rewards Travel Credit Card category as well as a winner in the 2023 Mozo Experts Choice Award for Credit Cards for best Qantas Frequent Flyer Premium Credit Card.
But remember that all this comes with a premium price tag - the $270 annual fee - so make sure you're taking full advantage of the rewards on offer.
There’s a lot for travellers to love about the Bankwest Qantas World Mastercard.
Firstly, the card is linked to your Qantas Frequent Flyers membership, so all your spending goes directly towards earning a bunch of cool freebies, like flights, accommodation and other travel necessities. It also comes with complimentary overseas travel insurance and no foreign transaction fee to worry about while shopping overseas.
As far as rewards points go, you’ll earn 1 Qantas Point on every $1 you spend for the first $5,000 you spend each month and 0.5 Qantas Points per $1 spent after that.
With a $270 annual fee after that, plus an interest rate of 19.99%, this is not the most budget friendly piece of plastic around, so you’ll want to make the most of the premium perks on offer. These include guaranteed pricing, extended warranty and purchase protection.
For those looking to do a balance transfer, you’ll have a 2.99% interest rate for 9 months, after which any remaining balance will be charged the regular interest rate.
Bankwest is also allowing customers to pay off purchases with their easy installment purchase plan.
No foreign transaction fees, complimentary overseas travel insurance and rewards points credited straight to your Frequent Flyers account mean this card is great for travellers who want a no-fuss rewards program and some neat freebies.
Big spenders should be sure to keep in mind that after the first $5,000 you spend in a month, the points earning rate on this card will drop by half. And, if you occasionally carry a balance, this might not be the plastic for you considering the high 19.99% purchase rate.
Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
110,400 points
8,000 points
20,010 points
-
1 point per dollar on Mastercard, up to $5,000 per month, then
0.5 points per dollar on Mastercard, uncapped
Points are automatically credited to the Qantas Frequent Flyer program.
All rewards are redeemed via Qantas Frequent Flyer.
See Bankwest site for full Terms and Conditions.
Spend $20,010 (Mastercard)
Spend $8,000 (Mastercard)
Spend $160,800 (Mastercard)
Uncapped
Never
19.99% p.a. |
|
none |
|
2.99% p.a. for 9 months and then 19.99% p.a. |
|
no |
|
21.99% p.a. |
|
44 |
$270.00 |
|
none |
|
none |
|
none |
|
$25.00 |
|
3%, Min $4 |
|
0% |
|
$1.25 |
|
$10.00 |
|
$0.00 |
$20.00 |
|
2.0 |
|
3 |
|
none |
Apple Pay, Google Wallet
Travel Insurance,
Extended Warranty,
Purchase Protection
Set up Easy Instalments purchase plans to spread the cost of up to 5 eligible purchases over 4 monthly instalments at 0% p.a.
Took a while to get approved for the card.
Read full reviewTook a while to get approved for the card.
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Platinum Visa Credit Card
19.99% p.a.
No current offer
$299
Qantas Frequent Flyer
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Explorer Credit Card
23.99% p.a.
No current offer
$395
Membership Rewards
Velocity Platinum Card
23.99% p.a.
No current offer
$375
Velocity Frequent Flyer
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Qantas Ultimate Card
Qantas Frequent Flyer
$450
100,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
50,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
160,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 20 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 20 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60
Flex Card
0% p.a.
No current offer
$120 $10 monthly fee waived if the outstanding balance on the previous statement is paid in full by the due date.
StraightUp Card
n/a
No current offer
$240 $20/month - waived if no spend & no balance owing