Zero Platinum Mastercard card image

Bankwest Zero Platinum Mastercard

Advertiser disclosure
Purchase rate
14.99% p.a.
Balance transfer rate
0% p.a. for 34 months and then 14.99% p.a. (2.00% balance transfer fee)
Annual fees
Interest free days on purchases
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Mozo editorial review Bankwest Zero Platinum Mastercard - last updated: 19 November 2021

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What's hot
  • Multiple Mozo Experts Choice Awards 2021
  • $0 annual fee
  • Introductory 0% p.a. on balance transfers for 34 months and then 14.99% p.a. thereafter (2% BT fee applies) BT offer
What's not
  • $25 late payment fee
Mozo snapshot

The Bankwest Zero Platinum Credit Card bagged not one, but three 2021 Mozo Experts Choice Award for best No Annual Fee Platinum Credit Card, best Balance Transfer Platinum Credit Card and best Low Rate Platinum Credit Card! 

So what makes it a top credit card for your wallet, and our judges love it so much? Well no annual fee, up to 55 interest free days and no foreign exchange margin on international purchases helps. Plus for no extra cost you'll get top premium benefits like complimentary overseas travel insurance, interstate flight inconvenience insurance and price guarantee insurance.

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Key features

The Bankwest Zero Platinum Credit Card has a standard purchase rate of 14.99% p.a. but comes with up to 55 interest free days. It has no annual fee which really sets it apart from many other platinum cards in the market and it's a great card to take travelling or use when shopping online as there is no foreign transaction fee.

If you have debt on another card you want to transfer over, for a limited time there is an offer for new Zero Mastercard customers which includes no annual fee, no foreign transaction fees and 0% p.a. on balance transfers for 34 months (with an one-off 2% balance transfer fee, other fees and T&Cs also apply). After this introductory period, any remaining balance will revert to the standard balance transfer rate 14.99% p.a.. 

The platinum perks of the Zero Platinum card include complimentary overseas travel insurance for you and the family. You'll be covered for the basics, but there are some policy limits and exclusions so be sure to check out the policy details before travelling.

The card also has extended warranty, purchase security and price guarantee insurance, which means that if you find a cheaper printed purchase price within 21 days you can claim the difference (minimum of $75).


Who is it good for

This is a great card for fee haters and for shoppers that will get the most out of the free insurance coverage offered with the card.

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Any catches

Be sure to automate your payments or set up "Easy Alerts" notifications in your Bankwest app, or you could be up for a $25 late payment fee.


Rates and fees information correct as at 23 January 2022 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

14.99% p.a.


0% p.a. for 34 months and then 14.99% p.a. (2.00% balance transfer fee)


21.99% p.a.








2%, Min $4.00










Payment options

Apple Pay, Google Pay

Rewards privileges

Extended Warranty,
Purchase Protection,
Overseas Travel Insurance

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