If you or a family member belongs to the fire and emergency services, then you might want to check out the Firefighters Mutual Bank credit card - a card dedicated to support those who protect our country. This budget-friendly plastic features a low introductory 7.90% purchase rate (then 11.50%) as well as a $0 annual fee.
That's why this card won a 2023 Mozo Experts Choice Award for best Low Rate Credit Card.
With a 7.90% introductory rate and a $0 annual fee, it’s safe to say that the Firefighters Mutual Bank credit card is a card built for those that like to live on a budget. Since this a basic, low-rate card there’s no rewards program, but cardholders will enjoy up to 55 interest free days on purchases as well as having their plastic accepted in more than 200 countries around the world.
Speaking of overseas, one thing to keep in mind that this card does come with a 2.90% foreign exchange margin, so you will be charged a fee every time you use this card overseas or at an international online store.
And there’s no trouble if you forget your card at home, as you'll be able to pay via Apple, Google or Samsung Pay through your smartphone.
The Firefighters Mutual Bank credit card could be a great choice for Aussie firefighters or their loved ones looking to take advantage of a low rate card for everyday spending.
If you are planning on using the card overseas or when shopping at an international online store, keep in mind that you will be charged a 2.90% foreign exchange margin with every purchase, which can add up over time.
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11.50% p.a. |
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7.90% p.a. for 6 months |
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7.90% p.a. for 6 months and then 11.50% p.a. |
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no |
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11.50% p.a. |
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55 |
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$0.00 |
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none |
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none |
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none |
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$10.00 |
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4.5 |
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2.90% |
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$7.00 |
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$25.00 |
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$0.00 |
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none |
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3.0 |
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yes |
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none |
Apple Pay, Google Wallet, Samsung Pay
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