If you or a family member are currently or a retired healthcare employee, then the Health Professionals Bank Credit Card could be your plastic match. This card features a low introductory purchase rate of 7.90% for the first 6 months (then 11.50%) and a $0 annual fee! And did we mention that it took out a 2023 Mozo Experts Choice Award for best No Annual Fee Credit Card?
For many Aussies, their credit card is for emergencies only, so if you’re looking to pick up a no frills piece of plastic and work in the healthcare industry, then the Health Professionals Bank Credit Card could be the pick for you. This low cost card features an introductory purchase rate of 7.90% for 6 months before the rate reverts to 11.50%, which is still relatively low. You won’t ever pay an annual fee, plus you will have up to 55 interest free days on purchases.
Cardholders will also have the pick of the lot when it comes to payment options, as Apple, Google and Samsung Pay are all available with this card. Just keep in mind that there is a 2.90% foreign exchange fee to consider that will apply on every international purchase, either while on holiday or when shopping at an international online store.
If you’re an Aussie who works or has worked in healthcare and are after a low rate credit card for everyday spending, then the Health Professionals Bank Credit Card could be just the thing you’re looking for.
If you’re planning to take this card overseas or do some online shopping on an international website, keep in mind you will be charged a 2.90% foreign exchange fee.
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11.50% p.a. |
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7.90% p.a. for 6 months |
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7.90% p.a. for 6 months and then 11.50% p.a. |
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no |
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11.50% p.a. |
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55 |
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$0.00 |
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none |
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none |
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none |
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$10.00 |
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4.5 |
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2.90% |
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$7.00 |
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$25.00 |
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$0.00 |
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none |
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3.0 |
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yes |
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none |
Apple Pay, Google Wallet, Samsung Pay
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