It’s not hard to see why the P&N Visa Platinum Credit Card was awarded a 2023 Mozo Experts Choice Credit Card Award for best Low Rate Platinum Credit Card. With this card, you’ll have an 11.99% p.a. purchase rate along with up to 45 interest free days. Plus, you’ll also be treated to 24/7 access to the Visa Concierge service.
Give yourself luxury at a discounted rate with the P&N Visa Platinum Credit Card. Along with a 11.99% p.a. purchase rate, you’ll also receive up to 45 interest free days on purchases. However, you’ll need to steer clear of ATMs when you’ve got this card in hand because of its 19.99% p.a. cash advance rate (remember interest free days don’t apply to cash advances) and $5 cash advance fee. There’s also the $99 annual card fee and 3.00% foreign exchange margin to keep in mind.
If you’re in the need of a card to help clear debt, you can transfer balances to the Visa Platinum Credit Card, but there’s no interest free period. Instead, you’ll have an ongoing 4.77% p.a. balance transfer rate.
With this credit card, you’ll also be treated to a number of complimentary insurance plans like, overseas travel insurance, interstate flight insurance, extended warranty insurance, purchase security insurance and transport accident insurance. Plus, through the Visa Platinum Credit Card, you’ll also have access to Visa Premium - a program that features special lifestyle, entertainment and travel privileges.
The P&N Bank Visa Platinum Credit Card is a great choice for anyone who loves to indulge in the occasional perk, but does not want to cough up a bundle to do so.
We all have our own guilty pleasures and if yours is browsing your favourite international online store, you’ll need to watch out for the 3.00% foreign exchange margin. While this percentage is pretty standard amongst all credit cards, it can still hurt your bank account all the same.
11.99% p.a. |
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none |
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No current offer |
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none |
|
19.99% p.a. |
|
45 |
$99.00 |
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none |
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none |
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none |
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$5.00 |
|
$5.00 |
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3.00% |
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$6.00 |
|
$20.00 |
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$0.00 |
$10.00 |
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3.0 |
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yes |
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none |
Apple Pay, Google Wallet, Samsung Pay
Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection
Access to VISA Platinum Concierge Service.
P&N Bank provides one of the best rates for a Visa Card which is connected to my home loan. The Interest rate is the same as the home loan rate although the Cash Advance is similar to other cheaper banks. I get 55 days to pay account in full or in part if my total accrued is on the large size although I can call the the bank directly or through "Chat Line" up to 06 PM or send a secure email and get a call the next day. The Visa Card has a range of extra's due to being Platinum card. The Visa Platinum card provides me to better manage my money on a day to day basis.
Read full reviewP&N Bank provides one of the best rates for a Visa Card which is connected to my home loan. The Interest rate is the same as the home loan rate although the Cash Advance is similar to other cheaper banks. I get 55 days to pay account in full or in part if my total accrued is on the large size although I can call the the bank directly or through "Chat Line" up to 06 PM or send a secure email and get a call the next day. The Visa Card has a range of extra's due to being Platinum card. The Visa Platinum card provides me to better manage my money on a day to day basis.
Great rate!
Read full reviewI love my bank because all the services they provide are competitive, simplistic, and cover all my needs.
Read full reviewI love my bank because all the services they provide are competitive, simplistic, and cover all my needs.
They have always been fantastic.
Read full reviewThey have always been fantastic.
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Platinum Visa Credit Card
19.99% p.a.
No current offer
$299
Qantas Frequent Flyer
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Explorer Credit Card
23.99% p.a.
No current offer
$395
Membership Rewards
Velocity Platinum Card
23.99% p.a.
No current offer
$375
Velocity Frequent Flyer
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Qantas Ultimate Card
Qantas Frequent Flyer
$450
100,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
50,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
160,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 20 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60
Flex Card
0% p.a.
No current offer
$120 $10 monthly fee waived if the outstanding balance on the previous statement is paid in full by the due date.
StraightUp Card
n/a
No current offer
$240 $20/month - waived if no spend & no balance owing
n0w Credit Card
n/a
No current offer
$228 Monthly fee is waived if account has a $0 balance and if card isn't used during the calendar month.
Platinum Mastercard
0% p.a. for 3 months then 25.80% p.a.
0% p.a. for 18 months and then 25.99% p.a. Use code BTMARACQ upon applying. to receive 0%pa on balance transfers for 18 months.
$99