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ubank Flex Home Loan Fixed

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 85%
The details shown below are for an owner occupier taking out a interest only loan up to with an LVR below 60%
The details shown below are for an owner occupier taking out a interest only loan up to with an LVR below 70%
The details shown below are for an owner occupier taking out a interest only loan up to with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 80%
The details shown below are for an investor taking out a interest only loan up to with an LVR below 60%
The details shown below are for an investor taking out a interest only loan up to with an LVR below 70%
The details shown below are for an investor taking out a interest only loan up to with an LVR below 80%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 60%
Owner Occupier Principal & Interest 60%-70%
Owner Occupier Principal & Interest 70%-80%
Owner Occupier Principal & Interest 80%-85%
Owner Occupier Interest Only < 60%
Owner Occupier Interest Only 60%-70%
Owner Occupier Interest Only 70%-80%
Investor Principal & Interest < 60%
Investor Principal & Interest 60%-70%
Investor Principal & Interest 70%-80%
Investor Interest Only < 60%
Investor Interest Only 60%-70%
Investor Interest Only 70%-80%
  • Owner Occupier (Principal & Interest)
    LVR < 60%
    Loan:
  • Owner Occupier (Principal & Interest)
    LVR 60%-70%
    Loan:
  • Owner Occupier (Principal & Interest)
    LVR 70%-80%
    Loan:
  • Owner Occupier (Principal & Interest)
    LVR 80%-85%
    Loan:
  • Owner Occupier (Interest Only)
    LVR < 60%
    Loan:
  • Owner Occupier (Interest Only)
    LVR 60%-70%
    Loan:
  • Owner Occupier (Interest Only)
    LVR 70%-80%
    Loan:
  • Investor (Principal & Interest)
    LVR < 60%
    Loan:
  • Investor (Principal & Interest)
    LVR 60%-70%
    Loan:
  • Investor (Principal & Interest)
    LVR 70%-80%
    Loan:
  • Investor (Interest Only)
    LVR < 60%
    Loan:
  • Investor (Interest Only)
    LVR 60%-70%
    Loan:
  • Investor (Interest Only)
    LVR 70%-80%
    Loan:
Fixed 3 year rate
5.99% p.a.
Comparison Rate
6.37% p.a.
Service fee
$250.00 yearly
Upfront fee
$250
Go to site
Fixed 3 year rate
5.99% p.a.
Comparison Rate
6.41% p.a.
Service fee
$250.00 yearly
Upfront fee
$250
Go to site
Fixed 3 year rate
5.99% p.a.
Comparison Rate
6.41% p.a.
Service fee
$250.00 yearly
Upfront fee
$250
Go to site
Fixed 3 year rate
6.84% p.a.
Comparison Rate
7.00% p.a.
Service fee
$250.00 yearly
Upfront fee
$250
Go to site
Fixed 3 year rate
6.49% p.a.
Comparison Rate
6.50% p.a.
Service fee
$250.00 yearly
Upfront fee
$250
Go to site
Fixed 3 year rate
6.49% p.a.
Comparison Rate
6.54% p.a.
Service fee
$250.00 yearly
Upfront fee
$250
Go to site
Fixed 3 year rate
6.49% p.a.
Comparison Rate
6.54% p.a.
Service fee
$250.00 yearly
Upfront fee
$250
Go to site
Fixed 3 year rate
6.29% p.a.
Comparison Rate
6.60% p.a.
Service fee
$250.00 yearly
Upfront fee
$250
Go to site
Fixed 3 year rate
6.29% p.a.
Comparison Rate
6.63% p.a.
Service fee
$250.00 yearly
Upfront fee
$250
Go to site
Fixed 3 year rate
6.29% p.a.
Comparison Rate
6.63% p.a.
Service fee
$250.00 yearly
Upfront fee
$250
Go to site
Fixed 3 year rate
6.49% p.a.
Comparison Rate
6.65% p.a.
Service fee
$250.00 yearly
Upfront fee
$250
Go to site
Fixed 3 year rate
6.49% p.a.
Comparison Rate
6.68% p.a.
Service fee
$250.00 yearly
Upfront fee
$250
Go to site
Fixed 3 year rate
6.49% p.a.
Comparison Rate
6.68% p.a.
Service fee
$250.00 yearly
Upfront fee
$250
Go to site

Mozo editorial review ubank Flex Home Loan Fixed - last updated: 14 March 2024

binocular icon
What's hot
  • 6.39% p.a. (from 6.45% p.a. comparison rate*) 1-year fixed rate
  • Rate lock feature
  • Open multiple offset accounts
What's not
  • $250 application fee
Mozo snapshot

Ready to lock down a seriously low fixed rate? With fixed interest rates from just 6.39% p.a. (6.45% p.a. comparison rate*), for 1 year, the Flex Home Loan (Fixed) from ubank could be just the match for you. The loan even comes with handy features like a rate lock function and the ability to open multiple offset accounts.

key icon
Key features

The ubank Flex Home Loan (Fixed) offers a number of competitive fixed rates for borrowers looking to lock in, with the 1-year fixed rate of 6.39% p.a. (6.45% p.a. comparison rate*) for owner occupiers with an LVR under 80% particularly noteworthy. There are also options for borrowers with higher LVRs, as well as investors, but with higher rates. 

Just remember, to apply for this loan you'll need a maximum LVR (loan-to-value ratio) of 85%, which means you’ll have to come up with a deposit of at least 15%. That said, ubank does not require lenders mortgage insurance on maximum LVR loans.

What about features? Well borrowers who are looking to reduce their repayments and interest will be happy to know that ubank allows the creation of multiple offset accounts (with either their Pay or Save Accounts), as well as extra repayments (up to $20,000 during the fixed rate period). 

ubank even offers a ‘rate lock’ feature which allows prospective borrowers to lock in a fixed rate (if they’re worried it might go up) for 90 days from the date when the home loan application is submitted. Just bear in mind that there’s a $500 fee to do so. 

Speaking of fees, there are a couple that you’ll want to consider before sealing the deal. ubank charge a $250 application fee, a $250 annual service fee and while any property valuations that come out under $360 are free, if the valuation if higher than that you’ll need to pay the difference above $360. 

Okay, let’s finish things off by talking about ubank application and approval process. At present the Flex Home Loan (Fixed) is only available through a broker, but ubank have digitised the process for both their customers and brokers to try and ensure that applying for a loan is as simple (and fast) as it can be.


snapshot
Who is it good for

With its competitive fixed rates and features like multiple offset accounts and free extra repayments, the Flex Home Loan (Fixed) could be a cost-effective option for homeowners looking for some rate certainty on their mortgages and the ability to reduce their interest and repayments.

question icon
Any catches

Like all fixed home loans, the fixed rate will revert to a higher ongoing rate once the fixed period is over, so make sure you have a plan of action (like refinancing) if you’re wanting to avoid a higher rate.

Another thing you might consider, is if the term is over 30 years it'll be available for new purchase applications only.


Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.39% (6.45%*)

6.09% (6.41%*)

5.99% (6.37%*)

n/a

6.19% (6.43%*)

n/a

n/a

6.19% p.a.

Fees

$0.00

$0.00

n/a

$250.00

n/a

$250.00 yearly

$300.00

Other financial bits

none

none

none

60.00%

Features

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

yes

yes

If the valuation is over $360, ubank will cover the first $360. Any loans with a term greater than 30 years will be available for new purchase applications only.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.39% (6.49%*)

6.09% (6.45%*)

5.99% (6.41%*)

n/a

6.19% (6.46%*)

n/a

n/a

6.24% p.a.

Fees

$0.00

$0.00

n/a

$250.00

n/a

$250.00 yearly

$300.00

Other financial bits

none

none

60.00%

70.00%

Features

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

yes

yes

If the valuation is over $360, ubank will cover the first $360. Any loans with a term greater than 30 years will be available for new purchase applications only.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.39% (6.49%*)

6.09% (6.45%*)

5.99% (6.41%*)

n/a

6.19% (6.46%*)

n/a

n/a

6.24% p.a.

Fees

$0.00

$0.00

n/a

$250.00

n/a

$250.00 yearly

$300.00

Other financial bits

none

none

70.00%

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

yes

yes

If the valuation is over $360, ubank will cover the first $360. Any loans with a term greater than 30 years will be available for new purchase applications only.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.98% (7.00%*)

6.84% (6.99%*)

6.84% (7.00%*)

n/a

6.98% (7.08%*)

n/a

n/a

6.74% p.a.

Fees

$0.00

$0.00

n/a

$250.00

n/a

$250.00 yearly

$300.00

Other financial bits

none

none

80.00%

85.00%

Features

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

yes

yes

If the valuation is over $360, ubank will cover the first $360. Any loans with a term greater than 30 years will be available for new purchase applications only.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.69% (6.48%*)

6.49% (6.48%*)

6.49% (6.50%*)

n/a

6.55% (6.57%*)

n/a

n/a

6.69% p.a.

Fees

$0.00

$0.00

n/a

$250.00

n/a

$250.00 yearly

$300.00

Other financial bits

none

none

none

60.00%

Features

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

yes

yes

If the valuation is over $360, ubank will cover the first $360. Any loans with a term greater than 30 years will be available for new purchase applications only.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.69% (6.52%*)

6.49% (6.52%*)

6.49% (6.54%*)

n/a

6.55% (6.59%*)

n/a

n/a

6.74% p.a.

Fees

$0.00

$0.00

n/a

$250.00

n/a

$250.00 yearly

$300.00

Other financial bits

none

none

60.00%

70.00%

Features

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

yes

yes

If the valuation is over $360, ubank will cover the first $360. Any loans with a term greater than 30 years will be available for new purchase applications only.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.69% (6.52%*)

6.49% (6.52%*)

6.49% (6.54%*)

n/a

6.55% (6.59%*)

n/a

n/a

6.74% p.a.

Fees

$0.00

$0.00

n/a

$250.00

n/a

$250.00 yearly

$300.00

Other financial bits

none

none

70.00%

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

yes

yes

If the valuation is over $360, ubank will cover the first $360. Any loans with a term greater than 30 years will be available for new purchase applications only.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.49% (6.64%*)

6.29% (6.61%*)

6.29% (6.60%*)

n/a

6.39% (6.63%*)

n/a

n/a

6.39% p.a.

Fees

$0.00

$0.00

n/a

$250.00

n/a

$250.00 yearly

$300.00

Other financial bits

none

none

none

60.00%

Features

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

yes

yes

If the valuation is over $360, ubank will cover the first $360. Any loans with a term greater than 30 years will be available for new purchase applications only.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.49% (6.68%*)

6.29% (6.65%*)

6.29% (6.63%*)

n/a

6.39% (6.66%*)

n/a

n/a

6.44% p.a.

Fees

$0.00

$0.00

n/a

$250.00

n/a

$250.00 yearly

$300.00

Other financial bits

none

none

60.00%

70.00%

Features

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

yes

yes

If the valuation is over $360, ubank will cover the first $360. Any loans with a term greater than 30 years will be available for new purchase applications only.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.49% (6.68%*)

6.29% (6.65%*)

6.29% (6.63%*)

n/a

6.39% (6.66%*)

n/a

n/a

6.44% p.a.

Fees

$0.00

$0.00

n/a

$250.00

n/a

$250.00 yearly

$300.00

Other financial bits

none

none

70.00%

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

yes

yes

If the valuation is over $360, ubank will cover the first $360. Any loans with a term greater than 30 years will be available for new purchase applications only.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.69% (6.66%*)

6.49% (6.64%*)

6.49% (6.65%*)

n/a

6.55% (6.68%*)

n/a

n/a

6.74% p.a.

Fees

$0.00

$0.00

n/a

$250.00

n/a

$250.00 yearly

$300.00

Other financial bits

none

none

none

60.00%

Features

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

yes

yes

If the valuation is over $360, ubank will cover the first $360. Any loans with a term greater than 30 years will be available for new purchase applications only.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.69% (6.70%*)

6.49% (6.68%*)

6.49% (6.68%*)

n/a

6.55% (6.71%*)

n/a

n/a

6.79% p.a.

Fees

$0.00

$0.00

n/a

$250.00

n/a

$250.00 yearly

$300.00

Other financial bits

none

none

60.00%

70.00%

Features

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

yes

yes

If the valuation is over $360, ubank will cover the first $360. Any loans with a term greater than 30 years will be available for new purchase applications only.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.69% (6.70%*)

6.49% (6.68%*)

6.49% (6.68%*)

n/a

6.55% (6.71%*)

n/a

n/a

6.79% p.a.

Fees

$0.00

$0.00

n/a

$250.00

n/a

$250.00 yearly

$300.00

Other financial bits

none

none

70.00%

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

yes

yes

If the valuation is over $360, ubank will cover the first $360. Any loans with a term greater than 30 years will be available for new purchase applications only.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are ubank home loans rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
Trust

Latest review of ubank Flex Home Loan Fixed

About ubank

Thumbnail icon for ubank
ubank

Flex Home Loan

6.19% p.a.

6.43% p.a.

$250.00 yearly

Thumbnail icon for ubank
ubank

Neat Home Loan

6.14% p.a.

6.16% p.a.

$0.00

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.15% p.a. variable

6.40% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.01% p.a. variable

6.14% p.a.

Thumbnail icon for BCU Bank
BCU Bank

Fixed Rate Home Loan

6.29% p.a.
fixed 3 years

6.30% p.a.

Thumbnail icon for Sucasa
Sucasa

Ultra Low Rate

6.30% p.a. variable

6.58% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

Thumbnail icon for ubank
ubank

Neat Home Loan

6.14% p.a. variable

6.16% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.15% p.a. variable

6.17% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Sucasa
Sucasa

Ultra Low Rate

6.30% p.a. variable

6.58% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.01% p.a. variable

6.14% p.a.

Thumbnail icon for ubank
ubank

Neat Home Loan

6.14% p.a. variable

6.16% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.15% p.a. variable

6.40% p.a.

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a. variable

6.20% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.37% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

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Unloan

Variable

5.99% p.a.

5.90% p.a.

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Sucasa

Ultra Low Rate

6.30% p.a.

6.58% p.a.

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Macquarie

Offset Home Loan (Package)

6.15% p.a.

6.40% p.a.

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Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

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BCU Bank

OMG Home Loan

5.99% p.a.

6.00% p.a.

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ubank

Neat Home Loan

6.14% p.a.

6.16% p.a.

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Macquarie

Basic Home Loan

6.15% p.a.

6.17% p.a.

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BCU Bank

Fixed Rate Home Loan

p.a.

6.30% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.15% p.a.

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Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

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ING

Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

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BCU Bank

Fixed Rate Home Loan

6.29% p.a.
fixed 3 years

6.30% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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Macquarie

Basic Home Loan (Fixed)

6.09% p.a.
fixed 3 years

6.19% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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