CBA Home and Contents Insurance by Hollard provides comprehensive protection for your whole home, inside and out. Including a range of covered events, generous cover limits for your valuables and useful additional extras such as new for old replacement and combined discounts, this policy is worthy of your consideration. Not to mention, CBA won a 2023 Mozo Experts Choice Award for this policy in the Exceptional Quality Home & Contents Insurance category.
CBA insurance by Hollard provides cover for your home and the contents inside it from a range of insured events - from everyday accidents like a broken window to natural disasters such as bushfires or storms. The policy even provides cover for loss or damage that results from a flood, though it doesn’t cover against a storm surge (rising sea water).
You’ll rest easy knowing that your landscaping costs such as the repair or rebuilding of any gates, fences, walls and pathways are all covered under the Home and Contents Insurance policy. However, any trees, plants and lawn won’t be covered.Outdoor furniture and gardening equipment will be covered (up to 10% sum insured), as will indoor valuables such as cash (up to $500), jewellery and watches (up to 25% sum insured), and spare car or motorcycle parts (up to $1,000).
Home and Contents Insurance by Hollard also comes with a number of beneficial additional features including new for old replacement of contents, veterinary expenses (up to $1,000), and up to 12 months of temporary accommodation for your family, plus $3,000 in pet accommodation cover.
Commonwealth Bank also rewards its customers who sign up for a combined Home and Contents Insurance policy with a 15% discount off their premium.
With comprehensive event cover and a range of generous additional features, a CBA Home and Contents Insurance by Hollard policy could be a great option for any homeowner seeking top quality cover.
While many of your valuables will be covered under the policy, you will need to purchase Portable Contents Cover in order to insure your phone and laptop.
And like any insurance policy there will be some general exclusions so be sure that you read the PDS fully to make sure that everything you want covered will be.
60 |
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Yes - Up to 25% of sum insured |
|
Yes |
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$0 |
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true |
|
yes |
|
Up to 15% online and combined policy discount |
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Yes |
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Up to 120 days, up to 20% of sum insured |
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Up to 10% of sum insured |
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Up to $20,000,000 |
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n/a |
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n/a |
Optional Extra |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 10 years old |
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Yes |
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Yes |
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Yes |
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No |
|
Yes |
|
Yes |
|
Yes |
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Yes |
Yes |
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No |
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No |
|
Yes |
Up to $500 |
|
No |
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Yes, excluding electronic files |
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Yes, hardware only |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 25% of sum insured |
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No |
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Yes, passports and title deeds |
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No |
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Yes |
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No |
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No |
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No |
No |
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Up to $1,000 |
|
Reasonable cost |
|
Up to 52 weeks |
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Up to $3,000 |
|
Reasonable cost up to 120 days |
|
Yes |
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Yes |
|
Yes |
|
Up to 14 days, contents only |
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Up to 20% of sum insured |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
While they are very quick to organise repairs they are not interested in sourcing competitive quotes or competition to ensure the customer and insurance company is not being over charged. Communicating is lacking requires to the customer to continually phone and wait in a queue each time to make sure they don't just send the first company they source and hence premiums increase each year. I requested their quotes for repairs many times and they were never provided. After much insistence I was able to organise my own quote and repairer.
Read full reviewWhile they are very quick to organise repairs they are not interested in sourcing competitive quotes or competition to ensure the customer and insurance company is not being over charged. Communicating is lacking requires to the customer to continually phone and wait in a queue each time to make sure they don't just send the first company they source and hence premiums increase each year. I requested their quotes for repairs many times and they were never provided. After much insistence I was able to organise my own quote and repairer.
Great value! My premium actually went down! And it’s excellently priced. The call centre staff are really empathetic and the claims process was pain-free, simple and super quick.
Read full reviewGreat value! My premium actually went down! And it’s excellently priced. The call centre staff are really empathetic and the claims process was pain-free, simple and super quick.
Had the incorrect number of claims over a 2 year period. Included claims that were double ups. Would not remove claims that had been counted twice. Then withdrew accidental claim on our policy.
Read full reviewHad the incorrect number of claims over a 2 year period. Included claims that were double ups. Would not remove claims that had been counted twice. Then withdrew accidental claim on our policy.
CommInsure were not only the cheapest for our Home & Contents but also covered more that other competitors. I was able to tailor my insurance to suit our needs which reduced the premium cost.
Read full reviewCommInsure were not only the cheapest for our Home & Contents but also covered more that other competitors. I was able to tailor my insurance to suit our needs which reduced the premium cost.
Insurance was easy to obtain at a competitive price and enjoy the monthly payments at no extra cost option as it is easier to budget. At this stage have not made a claim. Did recently have to change details and was easy over the phone. The staff also helped me review the level of cover and options during this phone call. Great to be able to have all my insurance on the CBA banking app.
Read full reviewInsurance was easy to obtain at a competitive price and enjoy the monthly payments at no extra cost option as it is easier to budget. At this stage have not made a claim. Did recently have to change details and was easy over the phone. The staff also helped me review the level of cover and options during this phone call. Great to be able to have all my insurance on the CBA banking app.