Choose the version of this product that suits you best
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Classic Extra Home & Contents |
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Classic Home & Contents |
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Platinum Home & Contents |
When applying online for any GIO home insurance policy, you’ll automatically get a 10% discount, plus you may also be eligible for a 10% multi-policy discount and a 15% discount if you choose to combine policies. There’s also good news for senior card holders as GIO offers a senior card discount. It’s also worth mentioning that not only will you also get to choose your excess, there’s 24/7 service at your fingertips.
This a no joke kind of policy. With GIO’s Classic Extra Home and Contents Insurance, you’ll be covered for things like flood and fire damage, plus 12 other events you’d rather not think about.
In terms of contents, you can rest easy knowing GIO Classic Extra Home and Contents Insurance will protect important belongings. It covers computers and any other valuables you’d hate to see destroyed, like antiques (up to $20,000 per item or a total of $80,000), jewellery (up to $3,000 per item or a total of $10,000) and trade tools (up to $2,000).
Another feature in GIO’s Classic Extra Home and Contents Insurance are the extras included in the policy that’ll prepare you for stressful circumstances. If your home becomes unlivable, you’ll be able to get cover for temporary accommodation for you and your pet for up to 12 months, lock replacements (up to $1,000) and much more. You might also be happy to know this policy offers the optional extra of adding up to $2,000 cover for veterinary expenses to give your pet even more protection.
GIO Classic Extra Home and Contents is the best choice for anyone looking for peace of mind when it comes to giving their home thorough protection.
It’s important you know that some things like power surges, stock and inventory are not covered under the policy.
Plus, as can choose to pay your premium on a monthly basis, it’s worth mentioning you'll have to pay extra for this.
60 |
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Yes - Up to 25% of sum insured |
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Yes |
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$200 |
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true |
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no |
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10% online discount, 15% combined policy discount, 10% multi-policy discount, senior card discount |
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Yes |
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No |
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Yes |
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Up to $20,000,000 |
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n/a |
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n/a |
Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 10 years old |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
Yes |
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Up to $1,000 |
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Yes, retaining walls, garden borders, pathways and paved areas. Up to $1,000 for plants |
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Yes |
No |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $5,000 per item |
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Up to $20,000 per item or set, up to $80,000 in total, up to $5,000 for collections |
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Up to $3,000 per item or set. Up to $10,000 in total |
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No |
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Up to $1,000 |
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No |
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Yes |
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Up to $2,000 |
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No |
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Yes |
$5,000 for death |
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Optional Extra, Up to $2,000 |
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Up to $1,000 |
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Up to 10% of sum insured combined with temporary accommodation for pets |
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Up to 10% of sum insured combined with temporary accommodation |
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Yes |
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Up to 15% of sum insured combined with demolition cost |
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Up to 15% of sum insured combined with debris removal cost |
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Yes |
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Up to 14 days for contents |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
60 |
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Optional Extra - Up to 25% of sum insured |
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Yes |
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$200 |
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true |
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no |
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10% online discount, 15% combined policy discount, 10% multi-policy discount, senior card discount |
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Yes |
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No |
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Yes |
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Up to $20,000,000 |
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n/a |
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n/a |
Optional Extra |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Optional Extra, up to 10 years old |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
Yes |
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Up to $500 |
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Yes, retaining walls, garden boarders, pathways and paved areas. |
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Yes |
No |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $2,000 per item |
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Up to $10,000 per item or set, up to $50,000 in total, up to $2,000 for collections |
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Up to $2,000 per item or set. Up to $4,000 in total |
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No |
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Up to $500 |
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No |
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Yes |
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Up to $1,000 |
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No |
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Yes |
$5,000 for death |
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Optional Extra, Up to $2,000 |
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Up to $500 |
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Up to 10% of sum insured combined with temporary accommodation for pets |
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Up to 10% of sum insured combined with temporary accommodation |
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Yes |
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Up to 10% of sum insured combined with demolition cost |
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Up to 10% of sum insured combined with debris removal cost |
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Yes |
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Up to 14 days for contents |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
60 |
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Yes - Up to 30% of sum insured |
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Yes |
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$200 |
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true |
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no |
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10% online discount, 15% combined policy discount, 10% multi-policy discount, senior card discount |
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Yes |
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Up to 180 days |
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Yes |
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Up to $20,000,000 |
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n/a |
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n/a |
Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 10 years old |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
Yes |
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Up to $2,000 |
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Yes, retaining walls, garden borders, pathways and paved areas. Up to $2,000 for plants |
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Yes |
No |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $200,000 in total, up to $50,000 for collections |
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Up to $10,000 per item or set. Up to $40,000 in total |
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No |
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Up to $2,000 |
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No |
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Yes |
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Up to $5,000 |
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No |
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Yes |
$10,000 for death |
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Optional Extra, Up to $2,000 |
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Up to $2,500 |
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Up to 10% of sum insured combined with temporary accommodation for pets |
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Up to 10% of sum insured combined with temporary accommodation |
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Yes |
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Up to 20% of sum insured combined with demolition cost |
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Up to 20% of sum insured combined with debris removal cost |
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Yes |
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Up to 14 days for contents |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
The coverage was good and it could be tailored. I had a multi policy with home & contents, car, and caravan and had never made a claim in the 12 years I had the policies. My home & contents insurance went up 53% recently. When I spoke to them about the increase, they didn't make any offers to try and keep me. I shopped around and subsequently took my insurance needs elsewhere.
Read full reviewThe coverage was good and it could be tailored. I had a multi policy with home & contents, car, and caravan and had never made a claim in the 12 years I had the policies. My home & contents insurance went up 53% recently. When I spoke to them about the increase, they didn't make any offers to try and keep me. I shopped around and subsequently took my insurance needs elsewhere.
Gio will do absolutely anything to avoid paying a claim. Our property was 40cm underwater in 2022 floods, our fibreglass pool popped out of the ground and cracked down the middle during the flood, despite photos and expert reports from 3rd party geo technical engineers confirming without doubt that it occured as a result of the flood, they still refused our claim. We have 9 different insurance policies with GIO and have been with them for 15years plus, they are thieves. Avoid at all costs.
Read full reviewGio will do absolutely anything to avoid paying a claim. Our property was 40cm underwater in 2022 floods, our fibreglass pool popped out of the ground and cracked down the middle during the flood, despite photos and expert reports from 3rd party geo technical engineers confirming without doubt that it occured as a result of the flood, they still refused our claim. We have 9 different insurance policies with GIO and have been with them for 15years plus, they are thieves. Avoid at all costs.
Have been with GIO for sixty years. They have been fair in what they have given me for my claims but have knocked me back on some tiling job so really I think insurance is getting very expensive but know it has to be done.
Read full reviewHave been with GIO for sixty years. They have been fair in what they have given me for my claims but have knocked me back on some tiling job so really I think insurance is getting very expensive but know it has to be done.
I have never had any problems when dealing with GIO. The staff have always been helpful and the policy has always covered everything that I have expected it to.
Read full reviewI have never had any problems when dealing with GIO. The staff have always been helpful and the policy has always covered everything that I have expected it to.
Service outlet provides helpful advice in avoiding unnecessary expense. They take into account the reality of my needs and my situation. It is rare to find a company that provides a service that focuses on the individual needs of the client. I recommend very professional personalised approach.
Read full reviewService outlet provides helpful advice in avoiding unnecessary expense. They take into account the reality of my needs and my situation. It is rare to find a company that provides a service that focuses on the individual needs of the client. I recommend very professional personalised approach.