The details shown below are for the Classic Extra Home & Contents
The details shown below are for the Classic Home & Contents
The details shown below are for the Platinum Home & Contents
Choose the version of this product that suits you best
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Classic Extra Home & Contents |
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Classic Home & Contents |
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Platinum Home & Contents |
Classic Extra Home & Contents
Classic Home & Contents
Platinum Home & Contents
When applying online for any GIO home insurance policy, you’ll automatically get a 10% discount, plus you may also be eligible for a 10% multi-policy discount and a 15% discount if you choose to combine policies. There’s also good news for senior card holders as GIO offers a senior card discount. It’s also worth mentioning that not only will you also get to choose your excess, there’s 24/7 service at your fingertips.
This a no joke kind of policy. With GIO’s Classic Extra Home and Contents Insurance, you’ll be covered for things like flood and fire damage, plus 12 other events you’d rather not think about.
In terms of contents, you can rest easy knowing GIO Classic Extra Home and Contents Insurance will protect important belongings. It covers computers and any other valuables you’d hate to see destroyed, like antiques (up to $20,000 per item or a total of $80,000), jewellery (up to $3,000 per item or a total of $10,000) and trade tools (up to $2,000).
Another feature in GIO’s Classic Extra Home and Contents Insurance are the extras included in the policy that’ll prepare you for stressful circumstances. If your home becomes unlivable, you’ll be able to get cover for temporary accommodation for you and your pet for up to 12 months, lock replacements (up to $1,000) and much more. You might also be happy to know this policy offers the optional extra of adding up to $2,000 cover for veterinary expenses to give your pet even more protection.
GIO Classic Extra Home and Contents is the best choice for anyone looking for peace of mind when it comes to giving their home thorough protection.
It’s important you know that some things like power surges, stock and inventory are not covered under the policy.
Plus, as can choose to pay your premium on a monthly basis, it’s worth mentioning you'll have to pay extra for this.
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60 |
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Yes - Up to 25% of sum insured |
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Yes |
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$200 |
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true |
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no |
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10% online discount, 15% combined policy discount, 10% multi-policy discount, senior card discount |
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Yes |
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No |
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Yes |
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Up to $20,000,000 |
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n/a |
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n/a |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 10 years old |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $1,000 |
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Yes, retaining walls, garden borders, pathways and paved areas. Up to $1,000 for plants |
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Yes |
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No |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $5,000 per item |
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Up to $20,000 per item or set, up to $80,000 in total, up to $5,000 for collections |
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Up to $3,000 per item or set. Up to $10,000 in total |
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No |
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Up to $1,000 |
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No |
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Yes |
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Up to $2,000 |
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No |
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Yes |
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$5,000 for death |
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Optional Extra, Up to $2,000 |
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Up to $1,000 |
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Up to 10% of sum insured combined with temporary accommodation for pets |
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Up to 10% of sum insured combined with temporary accommodation |
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Yes |
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Up to 15% of sum insured combined with demolition cost |
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Up to 15% of sum insured combined with debris removal cost |
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Yes |
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Up to 14 days for contents |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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60 |
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Optional Extra - Up to 25% of sum insured |
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Yes |
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$200 |
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true |
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no |
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10% online discount, 15% combined policy discount, 10% multi-policy discount, senior card discount |
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Yes |
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No |
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Yes |
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Up to $20,000,000 |
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n/a |
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n/a |
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Optional Extra |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Optional Extra, up to 10 years old |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $500 |
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Yes, retaining walls, garden boarders, pathways and paved areas. |
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Yes |
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No |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $2,000 per item |
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Up to $10,000 per item or set, up to $50,000 in total, up to $2,000 for collections |
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Up to $2,000 per item or set. Up to $4,000 in total |
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No |
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Up to $500 |
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No |
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Yes |
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Up to $1,000 |
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No |
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Yes |
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$5,000 for death |
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Optional Extra, Up to $2,000 |
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Up to $500 |
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Up to 10% of sum insured combined with temporary accommodation for pets |
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Up to 10% of sum insured combined with temporary accommodation |
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Yes |
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Up to 10% of sum insured combined with demolition cost |
|
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Up to 10% of sum insured combined with debris removal cost |
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Yes |
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Up to 14 days for contents |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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60 |
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Yes - Up to 30% of sum insured |
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Yes |
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$200 |
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true |
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no |
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10% online discount, 15% combined policy discount, 10% multi-policy discount, senior card discount |
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Yes |
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Up to 180 days |
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Yes |
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Up to $20,000,000 |
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n/a |
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n/a |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 10 years old |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $2,000 |
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Yes, retaining walls, garden borders, pathways and paved areas. Up to $2,000 for plants |
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Yes |
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No |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $200,000 in total, up to $50,000 for collections |
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Up to $10,000 per item or set. Up to $40,000 in total |
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No |
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Up to $2,000 |
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No |
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Yes |
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Up to $5,000 |
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No |
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Yes |
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$10,000 for death |
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Optional Extra, Up to $2,000 |
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Up to $2,500 |
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Up to 10% of sum insured combined with temporary accommodation for pets |
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Up to 10% of sum insured combined with temporary accommodation |
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Yes |
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Up to 20% of sum insured combined with demolition cost |
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Up to 20% of sum insured combined with debris removal cost |
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Yes |
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Up to 14 days for contents |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
I have never had any problems when dealing with GIO. The staff have always been helpful and the policy has always covered everything that I have expected it to.
Read full reviewI have never had any problems when dealing with GIO. The staff have always been helpful and the policy has always covered everything that I have expected it to.
Service outlet provides helpful advice in avoiding unnecessary expense. They take into account the reality of my needs and my situation. It is rare to find a company that provides a service that focuses on the individual needs of the client. I recommend very professional personalised approach.
Read full reviewService outlet provides helpful advice in avoiding unnecessary expense. They take into account the reality of my needs and my situation. It is rare to find a company that provides a service that focuses on the individual needs of the client. I recommend very professional personalised approach.
GIO assisted me with my policy to add on an E-bike to be covered under house insurance. They did an amazing job, their service was personable and they went the extra mile to make sure I got the best deal possible. GIO was very knowledgeable and easily understandable. They managed to get my policy discounted under the original premium with the added extra e-bike insured. Thanks so much.
Read full reviewGIO assisted me with my policy to add on an E-bike to be covered under house insurance. They did an amazing job, their service was personable and they went the extra mile to make sure I got the best deal possible. GIO was very knowledgeable and easily understandable. They managed to get my policy discounted under the original premium with the added extra e-bike insured. Thanks so much.
Very approachable, easy to understand and very accommodating. Always willing to review premium when up for renewal.
Read full reviewVery approachable, easy to understand and very accommodating. Always willing to review premium when up for renewal.
I really like my GIO Home and Contents Insurance because they are excellent in providing all the requirements needed with attention to detail. They have a good team of assessors and customer service personnel and their premiums are highly competitive. Sometimes the person they allocate to do the work can take time however once I voice a complaint it is looked into to my satisfaction. I was given the rolls royce treatment when I had hail storm damage to my skylights and also to my roof tiles about 3 years ago.
Read full reviewI really like my GIO Home and Contents Insurance because they are excellent in providing all the requirements needed with attention to detail. They have a good team of assessors and customer service personnel and their premiums are highly competitive. Sometimes the person they allocate to do the work can take time however once I voice a complaint it is looked into to my satisfaction. I was given the rolls royce treatment when I had hail storm damage to my skylights and also to my roof tiles about 3 years ago.