Westpac’s home and contents insurance scooped up awards in the 2021 Mozo Experts Choice Awards! This well-rounded combined policy can cover a wide range of event that cause damage to your home such as theft, fires and storms, as well as post-incident support like accommodation for you and your pets should you home become unliveable.
No matter what your home or items go through, from fires to glass breakage and explosions, it’s safe to say that Westpac’s Residential Care home and contents insurance has got it under control.
Westpac Home & Contents Insurance provides cover for storms, lightning, floods, fires, theft, malicious acts and up to $20 million of legal liability. Cover for items such as jewellery, sporting equipment, artworks and CDs and DVDs is also included. However, how much you are covered for will vary depending on what item and content being claimed. For example, for cameras and photographic equipment you can claim up to $7,500 in total per claim for each item, set or collection. You also gave the option to increase its limit with some extra coverage.
The policy also providers up to $5,000 worth of cover for gardens and landscaping. If anything were to happen to your home Westpac offer the additional benefit of paying for emergency accommodation cover for pets up to $500 for commercial boarding establishments. The policy provides emergency accommodation cover up to 10% of the sum insured or the cost of accommodation for up to 12 months.
It should be noted that power surges, identity theft, any stock or inventory and uncut gems will not be covered.
Westpac’s home and contents insurance would suit anyone who wants a well rounded type of coverage.
While Westpac Home & Content aims to provide a bulletproof policy, keep in mind that they don’t offer cover for identity theft.
60 |
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No |
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Yes |
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$500 |
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true |
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yes |
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no claim bonus |
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Yes |
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Yes |
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Up to $2,000 in the open air at the site |
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Up to $20,000,000 |
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n/a |
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Terms, conditions and limits apply. Read the relevant Product Disclosure Statement to see if this insurance is right for you. |
Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Optional - Up to 10 years old |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
Yes |
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No |
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Up to $5,000 for plants |
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Yes |
Up to $2,000 |
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No |
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Up to $2,000 |
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Computer and their accessories: $1,500 per item. |
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Yes |
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Yes |
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Yes |
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$2,500 per item, set or collection, up to $7,500 for each category |
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$2,500 per item, set or collection, up to $7,500 for each category |
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$2,500 per item, set or collection, up to $7,500 for each category |
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$2,500 per item, set or collection, up to $7,500 for each category |
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No |
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Yes |
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$1,500 per item, up to $10,000 in total for business contents |
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No |
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Yes |
No |
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No |
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Up to $1,000 |
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Up to 12 months, up to 10% of sum insured |
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Up to $500 |
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Up to 12 months, up to balance of your contents sum insured. |
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Up to 10% of sum insured combined with demolition cost |
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Up to 10% of sum insured combined with debris removal cost |
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Yes |
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Up to 14 days for contents |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
I don't like how they keep you waiting for to long, they take forever like I don't know I almost fell asleep in they office
Read full reviewI don't like how they keep you waiting for to long, they take forever like I don't know I almost fell asleep in they office
I believe that Westpac home and contents insurance has good coverage and make the process of claiming easy!
Read full reviewI believe that Westpac home and contents insurance has good coverage and make the process of claiming easy!
We had not long transferred to them as they were $800 cheaper than the previous, and we still had a good cover. While renovating our bedroom we discover the shows floor was leaking . We’re going to fix it ourselves but decided to see what Insurance said, no problem and as we had stated to repair it they just gave up the money it would cost to fix it by a tradie and we fixed it ourselves therefore Scully saving money to upgrade the bathroom until we can get a new one.
Read full reviewWe had not long transferred to them as they were $800 cheaper than the previous, and we still had a good cover. While renovating our bedroom we discover the shows floor was leaking . We’re going to fix it ourselves but decided to see what Insurance said, no problem and as we had stated to repair it they just gave up the money it would cost to fix it by a tradie and we fixed it ourselves therefore Scully saving money to upgrade the bathroom until we can get a new one.
I would recommend this insurer and I have done. I don't have an opinion on the claims as I haven't had a claim yet.
Read full reviewI would recommend this insurer and I have done. I don't have an opinion on the claims as I haven't had a claim yet.
I went with this insurer as they were the same bank who gave us our home loan, so it was convenient. However, after going through a claims process, it's been quite difficult, and now I'm wondering if I would have been better off choosing another insurance provider.
Read full reviewI went with this insurer as they were the same bank who gave us our home loan, so it was convenient. However, after going through a claims process, it's been quite difficult, and now I'm wondering if I would have been better off choosing another insurance provider.