Beyond Bank’s Low Rate Car Loan (Special Offer) has everything you’d want in a top car loan. It has a super low 6.49% fixed interest rate (6.86% comparison rate*), no ongoing service fee, and flexible features to help you save over the term of your car loan like fee free extra repayments and redraw facility. Plus, this loan also bagged a 2024 Mozo Experts Choice Award for its Best Used Car Loans, and Car Loans!
An easy online application approval is all you’ll need to access Beyond Bank’s competitive 6.49% fixed interest rate (6.86% comparison rate*) and fund your new ride. With your interest rate locked in for the life of the loan, you’ll easily be able to budget for your loan repayments.
You can also make additional repayments whenever you like if you have any spare cash burning a hole in your pocket and better yet, you won’t be charged any fees if you pay out your car loan early. If you need to free up funds later on, you can access any advanced payments via the free redraw facility.
The Low Rate Car Loan (Special Offer) is available on loans starting from $10,000 and you can borrow up to 100% of your vehicle’s purchase price. Loan terms range from 1 - 7 years and there is a choice of weekly, fortnightly and monthly repayments.
People who are looking at buying a new mid-range car over $10,000 and want a competitive fixed rate with the option of money saving features like a redraw facility and free extra repayments.
You must also be over the age of 18 and have a regular net income of over $2,000 per month.
While there are no ongoing service fees, there is a $195 upfront fee and if you miss a payment you’ll be charged a $20 late payment fee, so set up automatic repayments as soon as you drive out of the showroom.
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Fixed |
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6.49% p.a. fixed |
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6.86% p.a.based on $30,000 |
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$195.00 |
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$0.00 |
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$20.00 |
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$0.00 |
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$0.00 |
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$10,000.00 |
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none |
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1 Year |
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7 Years |
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Vehicle |
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- |
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Weekly, Fortnightly, Monthly |
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yes |
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yes |
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Maximum age of vehicle is 2 years. |
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Purchase of a caravan, camper trailer or motorbike can also be used as security. |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Debt Consolidation
6.57% p.a.to 18.99% p.a.
7.19% p.a.to 19.39% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Clean Green Car Loan
7.69% p.a.
8.80% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Low Rate Personal Loan
9.14% p.a.to 11.19% p.a.
9.50% p.a.to 11.56% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years