Qudos Bank logo

Qudos Bank Qsaver

Advertiser disclosure
Interest rate
4.35% p.a.(for $0 to $500,000)
Maximum rate
No Current Offer
Govt deposit guarantee
Yes up to $250,000

Mozo editorial review Qudos Bank Qsaver - last updated: 23 November 2023

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What's hot
  • 4.45% p.a. maximum interest rate
  • No account fees
  • 2022 Mozo Experts Choice Award winner
What's not
  • $500,000 balance minimum for maximum rate
Mozo snapshot

With a solid base interest rate of 4.45% p.a. and no monthly fee, the Qudos Bank QSaver account could offer a safe place for Aussie savers to stash and build their savings balance.

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Key features

The Qudos Bank QSaver account offers savers the ability to earn a base ongoing rate of 4.35% as long as their balance is under $500,000. If you have a balance over $500,000, you will receive a higher rate of 4.45%.  

There’s no minimum or maximum balance and, like most savings accounts, there’s no monthly fee. 

The account offers instant funds transfer through online and telephone banking, as well as the ability to make external transfers to any Australian bank account

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Who is it good for

The Quodos Bank QSaver Account could be the right choice for Aussie savers with a balance over $500,000 who want a reasonable base interest rate without monthly deposit requirements.

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Any catches

In order to qualify for the maximum interest rate, you must have over $500,000 in your savings account.

Details

Rates and fees information correct as at 19 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Balances from $0: 4.35% p.a.
Balances from $500,000: 4.45% p.a.

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Fees

$0.00

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n/a

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n/a

$0.00

$0.00

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Other financial bits

$0.00

$0.00

Monthly

Features

no

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no

no

no

no

no

yes

yes

yes

no

none

none

none

Customer Reviews

How are Qudos Bank savings accounts rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
Trust

Latest reviews of Qudos Bank Qsaver Savings Account

About Qudos Bank

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Macquarie

Savings Account

5.35% p.a. (for $0 to $250,000)

4.75% p.a.(for $0 to $1,000,000)

Yes up to $250,000

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IMB Bank

Reward Saver Account

5.25% p.a. (for $0 to $1,000,000)

0% p.a.(for $0 and over)

Yes up to $250,000

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Rabobank

High Interest Savings Account

5.75% p.a. (for $0 to $250,001)

4.40% p.a.(for $0 to $250,001)

Yes up to $250,000

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ubank

Save Account

5.10% p.a. (for $0 to $250,000)

0.10% p.a.(for $0 and over)

Yes up to $250,000

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Bankwest

Hero Saver

4.60% p.a. (for $0 to $250,001)

1.00% p.a.(for $0 to $5,000,001)

Yes up to $250,000

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MyState Bank

Bonus Saver Account

5.00% p.a. (for $0 to $250,000)

0.05% p.a.(for $0 and over)

Yes up to $250,000

Thumbnail icon for Bendigo Bank
Bendigo Bank

Reward Saver

5.25% p.a. (for $0 to $100,000)

0.30% p.a.(for $0 and over)

Yes up to $250,000

Thumbnail icon for Westpac
Westpac

Life - 18-29 years old

5.20% p.a. (for $0 to $30,000)

2.00% p.a.(for $0 and over)

Yes up to $250,000

Thumbnail icon for Macquarie
Macquarie

Savings Account

5.35% p.a. (for $0 to $250,000)

Yes up to $250,000

4.75% p.a.(for $0 to $1,000,000)

Thumbnail icon for ubank
ubank

Save Account

5.10% p.a. (for $0 to $250,000)

Yes up to $250,000

0.10% p.a.(for $0 and over)

Thumbnail icon for IMB Bank
IMB Bank

Reward Saver Account

5.25% p.a. (for $0 to $1,000,000)

Yes up to $250,000

0% p.a.(for $0 and over)

Thumbnail icon for Rabobank
Rabobank

High Interest Savings Account

5.75% p.a. (for $0 to $250,001)

Yes up to $250,000

4.40% p.a.(for $0 to $250,001)

Thumbnail icon for Bankwest
Bankwest

Hero Saver

4.60% p.a. (for $0 to $250,001)

Yes up to $250,000

1.00% p.a.(for $0 to $5,000,001)

Thumbnail icon for MyState Bank
MyState Bank

Bonus Saver Account

5.00% p.a. (for $0 to $250,000)

Yes up to $250,000

0.05% p.a.(for $0 and over)

Thumbnail icon for Westpac
Westpac

Life - 18-29 years old

5.20% p.a. (for $0 to $30,000)

Yes up to $250,000

2.00% p.a.(for $0 and over)

Thumbnail icon for IMB Bank
IMB Bank

Reward Saver Account

0% p.a.(for $0 and over)

5.25% p.a. (for $0 to $1,000,000)

Yes up to $250,000

Thumbnail icon for ubank
ubank

Save Account

0.10% p.a.(for $0 and over)

5.10% p.a. (for $0 to $250,000)

Yes up to $250,000

Thumbnail icon for Bankwest
Bankwest

Hero Saver

1.00% p.a.(for $0 to $5,000,001)

4.60% p.a. (for $0 to $250,001)

Yes up to $250,000

Thumbnail icon for MyState Bank
MyState Bank

Bonus Saver Account

0.05% p.a.(for $0 and over)

5.00% p.a. (for $0 to $250,000)

Yes up to $250,000

Thumbnail icon for Bendigo Bank
Bendigo Bank

Reward Saver

0.30% p.a.(for $0 and over)

5.25% p.a. (for $0 to $100,000)

Yes up to $250,000

Thumbnail icon for Westpac
Westpac

Life - 18-29 years old

2.00% p.a.(for $0 and over)

5.20% p.a. (for $0 to $30,000)

Yes up to $250,000

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Auswide Bank

Ziggy Kids Saver

0.01% p.a.(for $0 and over)

3.01% p.a. (for $0 and over)

Yes up to $250,000

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BCU Bank

Scoot Super Saver

2.75% p.a.(for $0 to $50,000)

No Current Offer

Yes up to $250,000

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