The details shown below are for a card without rewards

The details shown below are for a card without rewards

Choose the version of this credit card that suits you best

  • Vertigo - Balance Transfer Offer

    Rewards: n/a

  • Vertigo - Low Rate Offer

    Rewards: n/a

Purchase rate
13.99% p.a.
Balance transfer rate
0% p.a. for 32 months and then 21.49% p.a.
Annual fees
$55 $0 in the first year
Interest free days on purchases
55
Go to site
Purchase rate
0% p.a. for 18 months then 13.99% p.a.
Balance transfer rate
No current offer
Annual fees
$55 $0 in the first year
Interest free days on purchases
55
Go to site

Mozo editorial review St.George Vertigo - last updated: 14 December 2021

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What's hot
  • 2021 Mozo Experts Choice Award
  • 0% p.a balance transfer rate or purchase rate offers
  • 55 interest free days
What's not
  • 21.49% p.a. cash advance rate
  • $55 annual card fee (except in the first year where it's $0)
Mozo snapshot

The St.George Vertigo card is worth a closer look for anyone looking to transfer and pay off an outstanding credit card balance or to make the most of interest-free spending for a limited period of time. Plus it was named a 2021 Mozo Experts Choice Credit Card Award winner for best Balance Transfer Credit Card.

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Key features
The St.George Vertigo Card has one of the lower standard purchase rates on the market (13.99% p.a.) plus cardholders will have a leisurely 55 day interest-free period in which to make any repayments, but make sure you do make those repayments on time, because there’s also a $15 late payment fee. The annual fee on the card is also a relatively low $55, plus St.George will actually waive it for new customers for their first year. 

As a Visa card, the Vertigo credit card can be used all over the world wherever Visa is accepted, though just watch out for the 3.00% foreign exchange margin if you do choose to pay with it overseas. Speaking of paying, cardholders will also be able to pay with their Vertigo card via a smartphone, as Apple Pay, Google Pay and Samsung Pay are all available. 

Now on to the Vertigo card's limited-time offers. New cardholders who successfully apply by 24 February, 2022, will be able to choose between either the 0% balance transfer offer or the 0% purchase rate offer. 

The 0% p.a balance transfer rate is available for 32 months and comes with no balance transfer fee, which could be a helpful option for anyone looking to pay off any of their existing credit card debt. Just keep in mind that any remaining balance transfer amount will be charged the cash advance rate after the 32-month period ends, so be sure to pay it off beforehand.

Alternatively, new cardholders can choose to avoid interest altogether for their first 18 months with the 0% purchase rate offer. Once that period is up though the intro purchase rate will revert to the standard purchase rate. 
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Who is it good for

If you're looking for a relatively affordable credit card with some handy features and the choice between a 0% balance transfer rate or 0% purchase rate option, then the Vertigo is worth checking out.

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Any catches

Cardholders will want to avoid making cash withdrawals when they can because the card features a 21.49% p.a cash advance rate.

Details

Rates and fees information correct as at 23 January 2022 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

13.99% p.a.

none

0% p.a. for 32 months and then 21.49% p.a.

yes

21.49% p.a.

55

Fees

$55.00

$0 in the first year

none

none

$15.00

3%

3.00%

$0.00

$10.50

$0.00

Features

$10.00

2.0

1

none

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Details

Rates and fees information correct as at 23 January 2022 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

13.99% p.a.

0% p.a. for 18 months

No current offer

yes

21.49% p.a.

55

Fees

$55.00

$0 in the first year

none

none

$15.00

3%

3.00%

$0.00

$10.50

$0.00

Features

$10.00

2.0

1

none

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

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