Credit card reviews

Read the latest credit card reviews from the Mozo community. Thousands of Australians have reviewed their credit card provider to give you the low down on everything from rewards programs to the best balance transfer deals.

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Recent credit card reviews

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  • Commonwealth Bank Low Fee Credit Card review

    Overall rating   8 / 10
    Covid cash comes cheap

    I've always banked with Commonwealth bank since primary school and they have always been safe and secure to bank with and offer competitive rates.

    Price
    8 / 10
    Features
    7 / 10
    Customer service
    6 / 10
    Convenience
    8 / 10
    Trust
    10 / 10
    Less
    Deborah, Queensland, reviewed about 10 hours ago
  • Westpac Credit Card review

    Overall rating   8 / 10
    Reasonable annual fees, great rewards.

    The credit card attracts decent points which can be drawn back as $$ off your account, gift cards and many other excellent options. I end up with three times the $ value in rewards than it costs for the annual fee.

    Price
    9 / 10
    Features
    8 / 10
    Customer service
    5 / 10
    Convenience
    6 / 10
    Trust
    6 / 10
    Less
    Denise, Queensland, reviewed about 10 hours ago
  • ANZ Low Rate review

    Overall rating   6 / 10
    Would recommend

    Good overall friendly service.

    Price
    6 / 10
    Features
    1 / 10
    Customer service
    4 / 10
    Convenience
    4 / 10
    Trust
    7 / 10
    Less
    Kym, Queensland, reviewed about 10 hours ago
  • American Express Qantas Discovery Card review

    Overall rating   1 / 10
    Bad customer service.

    Bad customer service. I wanted to change my credit limit recently as I incorrectly increased it but their policy states you can only increase your limit every 180 days so I have to wait another 180 days to change the limit. If you want to raise a complaint you have to physically post a letter and then the team leader of the customer service department wanted to argue with me that it takes the same amount of time as sending an e-mail.

    Natasha, New South Wales, reviewed 1 day ago
  • Bank of Queensland Platinum Visa Credit Card review

    Overall rating   1 / 10
    Pass. I will be going elsewhere.

    All their online apps etc never work properly, well behind the times and you don’t see transactions until days after. The app always cuts out and goes blank.

    Price
    7 / 10
    Features
    6 / 10
    Customer service
    8 / 10
    Convenience
    2 / 10
    Trust
    6 / 10
    Less
    Jeff, Western Australia, reviewed 1 day ago
  • Qantas Money Qantas Premier Platinum review

    Overall rating   7 / 10
    Great for points, online needs improvements

    The card allows you to build up more Qantas points than any other card. Which is great for family holidays. The one things we have struggled with regarding the online service is that both card holders can't view all transactions made on the account. Only the "Primary" card holder can view all transactions on the online account and other account holders can then only view their account transactions not all transactions, which is very useful.

    Price
    7 / 10
    Features
    8 / 10
    Customer service
    8 / 10
    Convenience
    7 / 10
    Trust
    8 / 10
    Less
    Nicole, Queensland, reviewed 2 days ago
  • Commonwealth Bank Credit Card review

    Overall rating   6 / 10
    Convenient, yet a little pricey

    Been a customer for around 5 years with no major dramas but a few little headaches. The apps are great but value for money and fees could be better.

    Price
    5 / 10
    Features
    5 / 10
    Customer service
    10 / 10
    Convenience
    7 / 10
    Trust
    8 / 10
    Less
    Ben, Victoria, reviewed 2 days ago
  • Bankwest Credit Card review

    Overall rating   8 / 10
    Good service.

    I think the interest rate could be better, but the service is excellent especially through Covid when I was stood down from my job.

    Price
    6 / 10
    Features
    8 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Deb, New South Wales, reviewed 4 days ago
  • ANZ Credit Card review

    Overall rating   9 / 10
    This bank has an amazing team that are committed.

    This bank has an amazing team that are so committed to helping you achieve your saving and spending goals. They send regular check up emails and always get back to you ASAP when asking a question.

    Price
    7 / 10
    Features
    9 / 10
    Customer service
    9 / 10
    Convenience
    9 / 10
    Trust
    9 / 10
    Less
    Maddie, Queensland, reviewed 4 days ago
  • Commonwealth Bank Credit Card review

    Overall rating   7 / 10
    Good service but high rate compared to others

    They are easy to communicate with and available 24/7. The interest rate is quite high at the moment compared to others and they will charge late fees.

    Price
    7 / 10
    Features
    5 / 10
    Customer service
    3 / 10
    Convenience
    10 / 10
    Trust
    8 / 10
    Less
    Kirsty, Queensland, reviewed 6 days ago
  • Commonwealth Bank Credit Card review

    Overall rating   10 / 10
    CBA. Australian for trust

    CBA is a proven success in Australian culture. Every child remembers their Dollarmites accounts and every parent remembers seeing how proud they were watching their pocket money grow.

    Price
    10 / 10
    Features
    10 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Michelle, Victoria, reviewed 6 days ago
  • Latitude Gem Visa review

    Overall rating   1 / 10
    Worse card on earth!

    Worse card on earth! Do not get this card. They charged me a $99 annual fee that became $173 within 3 months as they put late charge and interest charge on the annual fee! Customers beware!

    Price
    1 / 10
    Features
    1 / 10
    Customer service
    1 / 10
    Convenience
    1 / 10
    Trust
    1 / 10
    Less
    Alex, New South Wales, reviewed 8 days ago
  • NAB Qantas Rewards Premium Card review

    Overall rating   7 / 10
    Good option for accruing Qantas Points

    Good Points accrual for Qantas, good security and interest rates. Overall good option for a card if you want to accrue points while doing regular purchases.

    Price
    7 / 10
    Features
    7 / 10
    Customer service
    7 / 10
    Convenience
    9 / 10
    Trust
    9 / 10
    Less
    Michael, Northern Territory, reviewed 9 days ago
  • St.George Vertigo Platinum - Cashback Offer review

    Overall rating   7 / 10
    Always easy to deal with

    Always easy to deal with.

    Price
    9 / 10
    Features
    5 / 10
    Customer service
    8 / 10
    Convenience
    10 / 10
    Trust
    8 / 10
    Less
    Julian, Queensland, reviewed 9 days ago
  • Commonwealth Bank Low Fee Credit Card review

    Overall rating   6 / 10
    Convenient because of app accessibility.

    App to view/access/secure account is 10/10. Fees are low. Bank reminds when payments are due.

    Price
    7 / 10
    Features
    4 / 10
    Customer service
    5 / 10
    Convenience
    10 / 10
    Trust
    7 / 10
    Less
    Kaila, South Australia, reviewed 12 days ago
  • Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

    Credit card comparisons on Mozo - rates updated daily

    • Low Rate

      Purchase rate
      13.74% p.a.
      Balance transfer rate
      0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)
      Annual fee
      $59
      Rewards program

      Promoted
    • Vertigo

      Purchase rate
      13.99% p.a.
      Balance transfer rate
      0% p.a. for 24 months and then 21.49% p.a.
      Annual fee
      $55 $0 in the first year
      Rewards program

      Promoted
    • Low Rate Credit Card

      Purchase rate
      11.99% p.a.
      Balance transfer rate
      0% p.a. for 20 months and then 21.74% p.a.
      Annual fee
      $49 $0 in the first year
      Rewards program

      Promoted
    • Foundation Credit Card

      Purchase rate
      3.99% p.a. for 6 months then 8.99% p.a.
      Balance transfer rate
      3.99% p.a. for 6 months and then 8.99% p.a.
      Annual fee
      $45
      Rewards program

      Promoted
    • Platinum Credit Card

      Purchase rate
      19.99% p.a.
      Balance transfer rate
      0% p.a. for 20 months and then 21.74% p.a.
      Annual fee
      $149 $0 in the first year
      Rewards program
      CUA Platinum Rewards

      Promoted

    **Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

    Want more? Compare all 216 credit cards in the Mozo comparison engine.

    Compare more credit cards

    About Mozo Reviews

    Mozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia.

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