Guide to home insurance

How is home insurance calculated?

How is home insurance calculated?

Understanding how home insurance premiums are calculated isn't just about peeking behind the curtain. It's about taking an active role in the process and equipping yourself with the knowledge to make smart decisions about your cover.

Read More
Accidental damage insurance: the ultimate guide

Accidental damage insurance: the ultimate guide

Picture a quiet day at home suddenly interrupted by a ball breaking your window - a classic case of playtime gone wrong. This is where accidental damage insurance shines. Unlike standard home and contents insurance, which covers you for things outside of your control, like theft and natural disasters, accidental damage insurance comes to the rescue for everyday mishaps, or dare we say, clumsiness.

Read More
Holiday home insurance

Holiday home insurance

If you own a holiday home, your insurance options fall into two categories: one for renting the property out, and another for personal use only. If it’s just for you, home and contents insurance is what you’re after. 

Read More
How to prepare your home for La Niña

How to prepare your home for La Niña

For the last three years, Australia has been deluged with record-breaking rainfall thanks to an unlucky string of La Niña weather events. As a result, home insurance premiums surged as providers tried to offset billions worth of damages, as shown in Mozo’s latest insurance report.

Read More
How to prepare your home for El Niño

How to prepare your home for El Niño

For the last three years, Australia has weathered one natural disaster after another. From the devastating Black Summer bushfires to three years of record-breaking floods, home insurance premiums have skyrocketed to compensate for the surge in claims, as highlighted in the 2022 Mozo insurance report. 

Read More
Does contents insurance cover that? 9 things renters need to know

Does contents insurance cover that? 9 things renters need to know

For renters looking to protect their belongings, contents insurance can make an excellent option. But for the premium cost to be worth it, it’s vital your policy covers you adequately. 

Read More
What's the best home and contents insurance for natural disasters?

What's the best home and contents insurance for natural disasters?

Severe weather has surged home insurance premiums across Australia, from coastal cities to interior bushlands. Mozo's research found that 22% of policyholders have had to reduce their level of coverage to relieve the cost pressure – but this can be a disaster in itself.

Read More
Cheap Home Insurance

Cheap Home Insurance

Exploring cheap home insurance in Australia? This guide cuts through the complexity, helping you find a policy that’s both affordable and reliable. Whether you're trimming expenses or seeking essential coverage, we provide the key insights to help you compare home insurance policies effectively so you can get the best deal possible.

Read More
How to make a home insurance claim

How to make a home insurance claim

Home is where the heart is, so it’s important to keep it safe and secure with home insurance. When the worst happens, such as fire, theft, or vandalism, it’s time for your coverage to shine. But how exactly do you go about making a home insurance claim?

Read More
Buying property? Consider this home insurance checklist before signing

Buying property? Consider this home insurance checklist before signing

Finding your dream home is no small feat. With a pricey housing market and range of other factors at play, it can be a minor miracle to find a property that ticks all the right boxes. 

Read More
Home-owner budgeting: How to balance out rising home loans by switching your home insurance policy

Home-owner budgeting: How to balance out rising home loans by switching your home insurance policy

After the Reserve Bank of Australia’s decision to hike rates by 0.25% on Tuesday, the cost of being a home-owner in Australia is likely to rise for many, leading to a potential uptick in cases of serious financial stress for those with a mortgage.

Read More
Does home insurance cover mould?

Does home insurance cover mould?

Mould is one of the many grey (in some cases green or black) areas of home insurance that, if not taken care of early, can cause irreversible damage to walls and linger beneath your carpet.

Read More
What is underinsurance and how can I avoid it?

What is underinsurance and how can I avoid it?

Underinsurance is when a person’s home or belongings are insured for an amount that is below what it would actually cost to replace them.

Read More
Everything you need to know about product disclosure statements

Everything you need to know about product disclosure statements

Not to be confused with a PDF, a PDS (product disclosure statement) contains all the vital information you will need to make a decision about a finance product.

Read More
What's the best renters insurance? 5 step comparison guide for tenants

What's the best renters insurance? 5 step comparison guide for tenants

When you first move into a rental property, one of the first questions you may ask yourself is, "Do I need renters insurance?"

Read More
What's a PDS? Home and contents insurance jargon buster

What's a PDS? Home and contents insurance jargon buster

There's no doubt about it, home and contents insurance providers love their mumbo jumbo. If you're struggling to get your head around some of the home insurance lingo (and really, who wouldn't) our jargon buster is here to help.

Read More
Home & Contents Insurance Tips and Traps

Home & Contents Insurance Tips and Traps

Whether you’ve built it from scratch or picked it up at an auction, our home is the most expensive thing we own. So the last thing you want is to find out you’ve forgotten to add or misjudged something on your home and contents insurance policy, like underinsurance.  

Read More
The complete home and contents insurance guide: from picking a policy to making a claim

The complete home and contents insurance guide: from picking a policy to making a claim

If you’re like most people, your home is probably not only one of the most expensive things you’ll ever own, but also one of the most important to you. You most likely put a lot of thought into finding the right one and a lot of effort into saving up and choosing a home loan to afford it.

Read More

Home insurance news

Insurance complaints and solutions

Here's how insurance companies can address consumers' biggest concerns

Insurance often finds itself at the centre of frustration when it comes to finances. In fact, a recent report by the Australian Financial Complaints Authority (AFCA) shows that comprehensive car insurance and home insurance are high on the list of consumer grievances, only surpassed by credit cards and personal transaction accounts.

Read More
Insurance prices skyrocket in 2023

Rising tides, rising costs: insurance premiums skyrocket in 2023

Insurance prices have seen their sharpest rise since March 2001, as indicated by the latest ABS Consumer Price Index (CPI). The 16.2% surge in insurance prices in the year leading up to December 2023 is almost four times greater than the overall rate of inflation, which stands at 4.1% for the same period.

Read More

Compare home insurance and save

Compare home insurance with Mozo to find a better deal.

Go