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Endeavour Mutual Bank Personal Loan

Advertiser disclosure
Interest rate from
7.99% p.a.
Comparison rate from
8.20% p.a.based on $30,000
over 5 years
Upfront fee

Mozo editorial review Endeavour Mutual Bank Personal Loan - last updated: 12 November 2020

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What's hot
  • 2021 Mozo Experts Choice Award winner
  • 7.99% variable rate (8.20% comparison rate*)
  • Free extra repayments and redraw facility
What's not
  • $150 application fee
Mozo snapshot

If a competitive interest rate and flexible features are your two deal sealers when it comes to taking out a loan, then say hello to the Endeavour Mutual Bank Personal Loan. With a 7.99% variable rate (8.20% comparison rate*), complimentary extra repayments and a redraw facility, this loan could really satisfy your needs. There a range of loan terms and borrowing amounts to choose from as well, so you can really personalise this loan the way that you want to. Plus, on top of all that, this loan received a 2021 Mozo Experts Choice Award for best Unsecured Personal Loan!

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Key features

The Endeavour Mutual Bank Personal Loan offers a competitive 7.99% variable rate (8.20% comparison rate*), for unsecured loan amounts as little as $1,000 or as large as the maximum $40,000. 

There are plenty of options when it comes to this personal loan offered by Endeavour Mutual Bank. Not only do they offer a range of loan terms, from 1 to 7 years, borrowers also have the choice of whether they make repayments every week, fortnight or month.

Want more flexibility? You’ll be pleased to hear that you can make extra repayments on this loan without fear of an early repayment penalty. And what’s more, there’s also a redraw facility so you can dip back into your extra funds later down the track if you find yourself needing to. 

With the Endeavour Mutual Bank Personal Loan, you’ll pay no service or exit fees, just keep in mind though there are a couple of other fees, like a $150 application straight off the bat and a $50 late fee if you miss a required payment.

Who is it good for

For someone who wants flexible options, including a range of loan terms and amounts, and a competitive interest rate, the Endeavour Mutual Bank Personal Loan could be the personal loan for them.

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Any catches

While the lure of complimentary extra repayments can be appealing, just remember that if you go the opposite way and forget to make a required repayment you’ll incur a $50 fee every time you miss one.


Rates and fees information correct as at 24 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.


7.99% p.a.variable

8.20% p.a.based on $30,000
over 5 years







Other financial bits



1 Year

7 Years



Weekly, Fortnightly, Monthly





WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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