This handy tool figures out where your money goes and how much you should have left over, for a simple and complete picture of your financial situation.
| Category | Weekly | Fortnightly | Monthly | Annually |
|---|---|---|---|---|
| Income details | $0 | $0 | $0 | $0 |
| Living Expenses | $0 | $0 | $0 | $0 |
| Insurance / Superannuation | $0 | $0 | $0 | $0 |
| Loans, Credit Card and Store accounts | $0 | $0 | $0 | $0 |
| Motor Vehicle / Transport | $0 | $0 | $0 | $0 |
| Leisure / Entertainment | $0 | $0 | $0 | $0 |
| Taxes Fees and charges | $0 | $0 | $0 | $0 |
| Total income | $0 | $0 | $0 | $0 |
| Total expenses | $0 | $0 | $0 | $0 |
| Surplus | $0 | $0 | $0 | $0 |
Intro bonus rate of 1.50% for first 3 months, reverting to 1.20% after. Deposit $2,000 each month and make 5 eligible payments from your Go Account. If you are between 18 and 25 deposit $1,000.
Enjoy a savings account bundled with a spending account. No monthly fees. New customers can earn up to 5000 bonus Virgin Money points on purchases (conditions apply). Benefit together with a joint account
Enjoy a savings account bundled with a spending account. No monthly fees. New customers can earn up to 5000 bonus Virgin Money points on purchases (conditions apply). Benefit together with a joint account
Read our Mozo Review to learn more about the Boost Saver with Go Account
Bonus rate for the first 4 months from account opening
No account keeping fees. No minimum balance required. Unlimited phone and internet transactions.
No account keeping fees. No minimum balance required. Unlimited phone and internet transactions.
Read our Mozo Review to learn more about the Online Saver
Make at least 1 deposit and no more than 1 withdrawal, including internal transfers or external payments.
Earn a maximum interest rate of 0.65% per year. Pay no monthly fees. Set up in-app savings goals. Benefit with joint account options.
Earn a maximum interest rate of 0.65% per year. Pay no monthly fees. Set up in-app savings goals. Benefit with joint account options.
Read our Mozo Review to learn more about the Grow Saver
Ongoing bonus rate applied if in the previous month $1,000 or more is credited to the linked Day2Day Plus account and 5 eligible transactions are made by the linked account.
Earn 1.05% p.a. Bonus Interest in the following month on your Fast Track Saver Account balance. Earn Bonus Interest on your savings, with no minimum balance required.
Earn 1.05% p.a. Bonus Interest in the following month on your Fast Track Saver Account balance. Earn Bonus Interest on your savings, with no minimum balance required.
Read our Mozo Review to learn more about the Fast Track Saver Account
^See information about the Mozo Experts Choice Savings accounts Awards
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
Do you feel like trying to get your financing into some sort of order is like trying to herd cats? That you never seem to have any money a few days before your next pay check? If this sounds like you, it's time for you to sit down and get them in order. The first step in organising your finances is to assess where you currently stand and make a budget plan to move forward. Mozo has a free budget planner to help you get started.
The budget planner template is easy to follow much easily than an Excel file! You simply put in the numbers it asks of you and double check that the payment frequency is correct. The budget calculator will take the data you've provided and let you know how much you have remaining or how much you're overspending by! If that's the case you can then adjust the amounts in the online budget planner to see where you could trim back to make sure you're not over spending. As this is a fully printable budget planner, you can print it off and pin it to your fridge or tuck it in your diary to remind you of the areas you need to cut back on. You can use this free budget spreadsheet as your personal or household budget planner simply add in your partner's financial information to give you an idea of how your household finances are holding up.
This calculator is free from the Mozo website, just like our other services. Once you've used to the budget planner worksheet, you'll have a better idea of your financial standing. If you're in debt, you can use our personal loan comparison service to see which is the best bank to help you get out of debt sooner. If you're slightly ahead of the game, you could start saving take a look at the saving accounts and interest rates provided by Australian banks and credit unions. All this information is presented in an easy to understand manner, so you can choice the best savings provider.
Once you've used the personal budget planner, you'll feel more on top of your finances and more confident in making decisions. You can start planning for future expenses, like a new car or a holiday, without the need for a personal loan with high interest. Don't delay get ahead with your budget planning today and have the things you want in the future!