Credit Card Debt Payments Calculator

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Credit card comparisons on Mozo - last updated 20 May 2022

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  • Apply By 31 July 2022
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    Bendigo Bank Low Rate Credit Card

    0% p.a. on purchases and 0% p.a. on balance transfers for up to 20 months from account opening (Reverts to 11.99% p.a). A balance transfer fee of 2% applies to the balance transferred. Low annual fee of $45.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    0% p.a. for 20 months then 11.99% p.a.
    0% p.a. for 20 months and then 11.99% p.a. (2.00% balance transfer fee)
    $45
    -
    Compare
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    Details
  • Apply By 30 June 2022
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    Westpac Low Rate - Cashback Offer

    Enjoy a super low rate of 13.74% with 55 days interest free plus up to $400 cashback - $100 cashback for each month you spend $1,000 or more on eligible purchases in the first 4 months from card approval. New Cards only. T&C's and exclusions apply.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    13.74% p.a.
    6.99% p.a. for 12 months and then 21.49% p.a. (1.00% balance transfer fee)
    $59
    -
    Compare
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    Details
  • Apply By 30 June 2022
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    St.George Vertigo - Balance Transfer Offer

    0% p.a. for 32 months on balance transfers requested at card application. 0% balance transfer fee applies. Rate then switches to applicable variable cash advance rate. No annual fee for the first year, $55 thereafter. New cards only, Eligibility criteria and T&Cs apply.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    13.99% p.a.
    0% p.a. for 32 months and then 21.49% p.a.
    $55 $0 in the first year
    -
    Compare
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    Details
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    NAB Low Rate Card

    0% p.a. interest on balance transfers for the first 32 months, plus a low ongoing purchase rate after that means you can spend with confidence. There's also up to 55 interest free days on purchases to help you manage your budget better.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    12.99% p.a.
    0% p.a. for 32 months and then 21.74% p.a. (0% balance transfer fee)
    $59 $0 in the first year
    -
    Compare
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    Details
  • Apply By 30 June 2022
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    Bank of Melbourne Vertigo - Balance Transfer Offer

    0% p.a. for 32 months on balance transfers requested at card application. 0% balance transfer fee applies. Rate then switches to applicable variable cash advance rate. No annual fee for the first year, $55 thereafter. New cards only, Eligibility criteria and T&Cs apply.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    13.99% p.a.
    0% p.a. for 32 months and then 21.49% p.a.
    $55 $0 in the first year
    -
    Compare
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    Details
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    Great Southern Bank Low Rate Credit Card

    0% balance transfer rate for 25 months and up to 55 interest free days. No annual fee for the first year and $49 after. Mozo Experts Choice Balance Transfer Credit Card Winner 2021^

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    11.99% p.a.
    0% p.a. for 33 months and then 21.74% p.a.
    $49 $0 in the first year
    -
    Compare
    Go to site
    Details
  • Apply By 30 June 2022
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    BankSA Vertigo - Balance Transfer Offer

    0% p.a. for 32 months on balance transfers requested at card application. 0% balance transfer fee applies. Rate then switches to applicable variable cash advance rate. No annual fee for the first year, $55 thereafter. New cards only, Eligibility criteria and T&Cs apply.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    13.99% p.a.
    0% p.a. for 32 months and then 21.49% p.a.
    $55 $0 in the first year
    -
    Compare
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    Details
  • Apply By 31 May 2022
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    Mozo Experts Choice 2021
    American Express Platinum Edge Credit Card

    Enjoy $0 Annual Card Fee (usually $195) in the first year when you apply by 31 May and are approved. Offer extended. T&Cs apply. New Card Members only.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    20.74% p.a.
    No current offer
    $195 $0 in the first year
    Membership Rewards
    Compare
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    Details
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    Mozo Experts Choice 2021
    American Express Qantas Ultimate Card

    Receive 100,000 bonus Qantas Points when you apply online, are approved, and spend $3,000 on your new Card within the first 3 months. Offer available to new Card Members only. Receive $450 annual Qantas Travel Credit.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    20.74% p.a.
    No current offer
    $450
    Qantas Frequent Flyer
    Compare
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    Details
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    Mozo Experts Choice 2021
    American Express Velocity Platinum Card

    Receive 120,000 bonus Velocity Points when you apply online, are approved, and spend $3,500 on your new Card within the first 3 months. Available to new Card Members only. Enjoy a complimentary domestic return flight with Virgin Australia to selected cities, each year after your first card spend.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    20.74% p.a.
    No current offer
    $375
    Velocity Frequent Flyer
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    Details
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    St.George Amplify Rewards Platinum + Kayo Offer

    100,000 bonus Amplify Points, (min $3,000 spend within 90 days). 0% p.a. for 24 months on balance transfers requested at card application (1% BT fee). $29 First Year Card Fee ($99 2nd year card fee) + Score up to $27.50 per month cashback on Kayo access for 12 months. New cards only, Eligibility criteria and T&Cs apply.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    19.49% p.a.
    0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)
    $99 $29 in the first year
    Rewards
    Compare
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    Details
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    Mozo Experts Choice 2021
    American Express Qantas Premium Card

    Receive 70,000 bonus Qantas Points when you apply online, are approved and spend $3,000 on your new Card within the first 3 months. T&Cs apply. New Card Members only. Credit Card Provider of the Year in the Mozo Experts Choice Awards 2021^.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    20.74% p.a.
    No current offer
    $249
    Qantas Frequent Flyer
    Compare
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    Details
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    Mozo Experts Choice 2021
    American Express Low Rate Credit Card

    Competitive low rate with $0 Annual Fee. Offers Card Refund Cover and Card Purchase Cover. Customers need an annual income of $50,000 or more.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    8.99% p.a.
    No current offer
    $0
    -
    Compare
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    Details
  • Apply By 30 June 2022
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    Westpac Altitude Black

    Earn up to 140,000 bonus Altitude Points with $6k+ spend on eligible purchases† within 120 days of card approval. 0% balance transfer for 24 months. 1% BT fee. Discounted Annual Fee of $99 for the first year. New cards only. T&C's and exclusions apply.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    19.99% p.a.
    0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)
    $250 $99 in the first year
    Altitude Rewards
    Compare
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    Details
  • Apply By 29 June 2022
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    David Jones American Express Card

    Enjoy $200 back when you apply online by 29 June 2022, are approved and spend $1,500 outside David Jones on your new Card within the first 3 months. Available to new David Jones American Express Card Members only.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    20.74% p.a.
    No current offer
    $99
    Qantas Frequent Flyer
    Compare
    Go to site
    Details
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    HSBC Platinum Credit Card

    0% p.a. on balance transfers for 36 months with no balance transfer fee. Terms and Conditions apply. Mozo Experts Choice Premium Rewards and Balance Transfer Platinum Credit Card Winner 2020.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    19.99% p.a.
    0% p.a. for 36 months and then 21.99% p.a.
    $129 $29 in the first year
    Rewards Plus
    Compare
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    Details
  • Apply By 30 June 2022
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    Bank of Melbourne Amplify Rewards Platinum

    130,000 bonus Amplify Points (min $3,000 spend within 90 days. 0% p.a. for 24 months on balance transfers requested at card application (1% BT fee). New cards only, Eligibility criteria and T&Cs apply.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    19.49% p.a.
    0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)
    $99 $29 in the first year
    Rewards
    Compare
    Go to site
    Details
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    Great Southern Bank Platinum Credit Card

    0% p.a. balance transfer for 25 months, $0 annual fee for the first year and also receive 1 rewards point for every dollar spent. Purchase protection insurance. Mozo Experts Choice Balance Transfer Platinum Credit Card Winner 2021^.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    19.99% p.a.
    0% p.a. for 25 months and then 21.74% p.a.
    $149 $0 in the first year
    Great Southen Bank Platinum Rewards
    Compare
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    Details
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    Mozo Experts Choice 2021
    American Express Qantas Discovery Card

    Earn Qantas Points and enjoy $0 annual card fee. Mozo Experts Choice Qantas Frequent Flyer Credit Card Winner 2021^.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    20.74% p.a.
    No current offer
    $0
    Qantas Frequent Flyer
    Compare
    Go to site
    Details
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Credit Card Debt Payments Calculator quick links

^See information about the Mozo Experts Choice Credit cards Awards

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