Breeze Mastercard card image

Bankwest Breeze Mastercard

Advertiser disclosure
Purchase rate
0% p.a. for 15 months then 9.90% p.a.
Balance transfer rate
0% p.a. for 15 months and then 9.90% p.a.
Annual fees
$49 $0 in the first year
Interest free days on purchases
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Mozo editorial review Bankwest Breeze Mastercard - last updated: 28 October 2021

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What's hot
  • 2021 Mozo Experts Choice Award winner
  • 0% p.a. on balance transfers for 15 months, then 9.90% p.a.) thereafter
  • No annual fee in the first year ($49 after)
What's not
  • 21.99% p.a. cash advance rate
Mozo snapshot

Whether you're looking for a credit card to pay off an existing balance, or to simply have in your back pocket to make purchases, Bankwest's Breeze Mastercard has plenty of perks. It comes with a 0% balance transfer interest rate for the first 15 months, after which the rate increases to 9.90% p.a. There's also a 0% purchase rate for the first 15 months (also reverts to 9.90% p.a.) and the $49 annual fee is waived for the first year. 

It's no wonder the card was awarded not one, but two 2021 Mozo Experts Choice Awards for best Low Rate Credit Card and best Balance Transfer Credit Card! 

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Key features
The Bankwest Breeze Mastercard comes with an intro balance transfer rate offer of 0% p.a. for 15  months (0% BT fee applies) to help get on top of your credit card balance and clear some debt from an old card. Plus, benefit from no interest on everyday purchases for over a year.

Keep in mind that after the initial 15 months, any leftover balance will start to be charged interest at the ongoing balance transfer and purchase rate of 9.90% p.a. Just remember that this offer’s available to new customers for a limited time only! Other T&Cs may also apply.

Finally with a low purchase rate on offer, it's no wonder this Bankwest card received a 2021 Mozo Experts Choice Award 
Who is it good for

If you find yourself carrying a large balance on your credit card from time to time, the Bankwest Breeze Mastercard is a good pick with a 0% p.a. on balance transfers for 15 months (0% BT fee applies). You can also take advantage of no interest on purchases for the first 15 months, and an ongoing purchase rate interest rate of 9.90% p.a. making this card a real all-rounder.

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Any catches

The Breeze Mastercard draws the line of low rates at cash advances, with a miserable 21.99%. Also keep an eye on the late payment fee which comes in at $25 - which can make for some unhappy banking. But stay on top of your credit card admin and use this card wisely - like we know you will - and you'll enjoy smooth sailing.


Rates and fees information correct as at 23 January 2022 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

9.90% p.a.

0% p.a. for 15 months

0% p.a. for 15 months and then 9.90% p.a.


21.99% p.a.




$0 in the first year




2%, Min $4.00









Introductory rate on balance transfers is available to new Bankwest credit card customers who apply before the promotion ends. Minimum balance transfer amount is $500 and is limited to up to 95% of approved credit limit.

Payment options

Apple Pay, Google Pay

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