based on 1006 Latitude product reviews as rated by Mozo community

Latitude credit cards

Latitude Financial Services (previously known as GE Money) caters to more than 2.4 million customers offering a range of products including credit cards, personal loans and travel insurance. It's also an award-winning provider, as it snapped up a 2023 Mozo Experts Choice Travel Money Award and a 2023 Mozo Experts Choice Credit Card Award. So, whether you’re looking for a low-fee or low- rate credit card, Latitude Financial Services offers options for everyone.

What credit cards do Latitude Financial Services offer?

Here's a quick look at the kind of credit card you can opt for with Latitude Financial Services.

Rates and fees verified as correct at 19 April 2024. Other information correct at the time of writing. Advertiser disclosure.

Low fee credit cards

Looking for a low fee credit card? Latitude Financial Services offers cards that come with $0 annual fee as well as up to 55 days interest-free on your everyday purchases.

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

27.49% p.a.

No current offer

$0

55

Prestige cards

Product Points per dollar Purchase rate Balance transfer rate Annual fees

27.49% p.a.

No current offer

$0

Credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

27.49% p.a.

No current offer

$119 $9.95 monthly fee waived if outstanding balance less than $10

55

27.49% p.a.

No current offer

$119 $9.95 monthly fee waived if outstanding balance less than $10

55

How are Latitude credit cards rated?

Mozo users have rated Latitude credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of credit-cards
Latitude credit cards
Overall
Price
Features
Customer service
Convenience
Trust

668 Reviews

Recent Latitude credit card reviews

Latitude 28 Degrees Global Platinum Mastercard
Overall 1/10
Kevin

Had my new Credit Card for 24hrs, made my 1st purchase for $103 and they blocked the card. Called them with no answer as it's a public holiday. ZERO CUSTOMER SERVICE.

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Had my new Credit Card for 24hrs, made my 1st purchase for $103 and they blocked the card. Called them with no answer as it's a public holiday. ZERO CUSTOMER SERVICE.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Lee, Victoria, reviewed 17 days ago
Latitude GO Mastercard
Overall 7/10
Good interest free periods, high interest rates

Very high interest, interest free periods are good though

Read full review

Very high interest, interest free periods are good though

Price
2/10
Features
6/10
Customer service
5/10
Convenience
2/10
Trust
7/10
Less
Mellisa, Queensland, reviewed 24 days ago
Latitude GO Mastercard
Overall 6/10
Quick application, fast approval

Easy application process and fast approval. Problem is I've constantly got transactions that are getting marked as suspicious and getting declined. Same with withdrawing a cash advance. After speaking with support twice the cash advance withdrawal issue still hasn't been fixed, ill attempt it again in an hour.

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Easy application process and fast approval. Problem is I've constantly got transactions that are getting marked as suspicious and getting declined. Same with withdrawing a cash advance. After speaking with support twice the cash advance withdrawal issue still hasn't been fixed, ill attempt it again in an hour.

Price
7/10
Features
6/10
Customer service
5/10
Convenience
4/10
Trust
7/10
Less
Kankanit, New South Wales, reviewed 30 days ago
Latitude GO Mastercard
Overall 2/10
POOR, Stressful and ridiculous

WILL NEVER USE OR RECOMMEND EVER AGAIN. GO MASTERCARD approval process is POOR and stress full. I have been going back and forth with my accountant trying to get an acceptable accountant letter . They don’t proved the full information on the site or application with what details are needed, if you call them you can barely make out what they are saying. I have asked during my last 3 phone calls what details are needed and everytime they have left out something. My current application has cost me $464 in accounting bills and the application has been pending approval for 4 weeks now. I was approved in 2021 as an unemployed single parent for $6000 in 10 minutes, paid off no dramas. Applying this time with a taxable income has been painful

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WILL NEVER USE OR RECOMMEND EVER AGAIN. GO MASTERCARD approval process is POOR and stress full. I have been going back and forth with my accountant trying to get an acceptable accountant letter . They don’t proved the full information on the site or application with what details are needed, if you call them you can barely make out what they are saying. I have asked during my last 3 phone calls what details are needed and everytime they have left out something. My current application has cost me $464 in accounting bills and the application has been pending approval for 4 weeks now. I was approved in 2021 as an unemployed single parent for $6000 in 10 minutes, paid off no dramas. Applying this time with a taxable income has been painful

Price
2/10
Features
3/10
Customer service
2/10
Convenience
1/10
Trust
3/10
Less
Tara, Western Australia, reviewed 11 days ago
Latitude Credit Card
Overall 1/10
Obstructive customer service

Just don't. The customer service, and being able to access the right person in a timely and convenient manner is impossible. Then everything falls apart. Constant issues with calling the right phone, being put on hold, only to be transferred to another, and another. Or phone lines are down, website not working, app difficult to get into. The moment something goes wrong, they make it difficult for you to get through to them for an amicable and timely resolution. But they are quick to put the blame on you. Not worth it.

Read full review

Just don't. The customer service, and being able to access the right person in a timely and convenient manner is impossible. Then everything falls apart. Constant issues with calling the right phone, being put on hold, only to be transferred to another, and another. Or phone lines are down, website not working, app difficult to get into. The moment something goes wrong, they make it difficult for you to get through to them for an amicable and timely resolution. But they are quick to put the blame on you. Not worth it.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Teresa, Victoria, reviewed 5 months ago

What do you need to apply for a Latitude credit card?

After you’ve had a good look at all the different credit cards in the market, if you decide that Latitude Financial Services offers the best credit cards based on your requirements, hit the ‘Go to site’ button on Mozo so you can go to the Latitude website directly.    

To be eligible for a Latitude Financial Services credit card, you’ll need to be at least 18 years of age and a permanent resident of Australia.

Credit card quick links