based on 930 Latitude banking product reviews as rated by Mozo community

Latitude credit cards

Latitude Financial Services (previously known as GE Money) caters to more than 2.5 million customers offering a range of products including credit cards, personal loans and travel insurance. It's also an award-winning provider as it snapped up two 2020 Mozo Expert Choice Awards. So, whether you’re looking for a rewards program, low fee or low rate credit card, Latitude Financial Services offers options for everyone.

What credit cards do Latitude Financial Services offer?

Here's a quick look at the kind of credit card you can opt for with Latitude Financial Services.

Rates and fees verified as correct at 20 September, 2021. Other information correct at the time of writing. Advertiser disclosure.

Low fee credit cards

Looking for a low fee credit card? Latitude Financial Services offers cards that come with $0 annual fee as well as up to 55 days interest-free on your everyday purchases.

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

21.99% p.a.

No current offer

$0

55

20.69% p.a.

No current offer

$0

55

Prestige cards

Product Points per dollar Purchase rate Balance transfer rate Annual fees

21.99% p.a.

No current offer

$0

Credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

19.95% p.a.

No current offer

$107 $8.95 monthly fee waived if outstanding balance less than $10

55

19.95% p.a.

No current offer

$107 $8.95 monthly fee waived if outstanding balance less than $10

55

24.50% p.a.

No current offer

$69

55

How are Latitude credit cards rated?

Mozo users have rated Latitude credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of credit-cards
Latitude credit cards
Overall
Price
Features
Customer service
Convenience
Trust

636 Reviews

Recent Latitude credit card reviews

Latitude GO Mastercard
Overall 1/10
Disgrace

Horrible, terrible customer service. They cannot even do math. If I hadn’t taken notes about my payment allocation, at this stage it would look that I haven’t paid my furniture at all when I actually put $400 already. Spent more than 3 hours at the phone with no success at all. Embarrassing.

Read full review

Horrible, terrible customer service. They cannot even do math. If I hadn’t taken notes about my payment allocation, at this stage it would look that I haven’t paid my furniture at all when I actually put $400 already. Spent more than 3 hours at the phone with no success at all. Embarrassing.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Simone, South Australia, reviewed 3 days ago
Latitude Gem Visa
Overall 1/10
Latitude credit line visa

I got 60months interest free but the fees are ridiculous! 8.95$ account keeping fee plus 2.50$ for paper statement which I did not request as I use the app online. I do not recommend this company stay away. The fees are not worth the money they lend. They are thieves and every time your late they add like 18$ I will never recommend them to anybody who asks!

Read full review

I got 60months interest free but the fees are ridiculous! 8.95$ account keeping fee plus 2.50$ for paper statement which I did not request as I use the app online. I do not recommend this company stay away. The fees are not worth the money they lend. They are thieves and every time your late they add like 18$ I will never recommend them to anybody who asks!

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Sandra, New South Wales, reviewed 13 days ago
Latitude GO Mastercard
Overall 1/10
horrible company in customer service

HORIBLE Company!!!!! you are the most horrible financial institute in Australia!!!! I've applied for a Go master card and my application got declined however my salary is high, I don't have liabilities and a good credit score!!! Once I tried to follow up, I've spoken to 3 people asking about the reason and none of them give me an answer, repeating each other words, it was like I'm dealing with a recorded voice, Horrible, Horrible company, never recommended to anyone.

Read full review

HORIBLE Company!!!!! you are the most horrible financial institute in Australia!!!! I've applied for a Go master card and my application got declined however my salary is high, I don't have liabilities and a good credit score!!! Once I tried to follow up, I've spoken to 3 people asking about the reason and none of them give me an answer, repeating each other words, it was like I'm dealing with a recorded voice, Horrible, Horrible company, never recommended to anyone.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Hamidreza, New South Wales, reviewed 19 days ago
Latitude GO Mastercard
Overall 1/10
Rip-off merchants

I endorse all the other complaints. If you got this car as part of a Harvey Norman or other retail finance deal, you need to beware. In my case, Harvey Norman are just as complicit - advertising 60 month interest free then foisting this credit card on me and not disclosing that there are $7 (rounded off) of monthly fees on my $57 per month repayment. That to me is an interest payment. And the $7 has just gone up to $10 pm! Rip- of!

Read full review

I endorse all the other complaints. If you got this car as part of a Harvey Norman or other retail finance deal, you need to beware. In my case, Harvey Norman are just as complicit - advertising 60 month interest free then foisting this credit card on me and not disclosing that there are $7 (rounded off) of monthly fees on my $57 per month repayment. That to me is an interest payment. And the $7 has just gone up to $10 pm! Rip- of!

Price
1/10
Customer service
1/10
Trust
1/10
Less
David, Victoria, reviewed about 1 month ago
Latitude Credit Card
Overall 1/10
Extortionate charges

Bad experience ever, you’ll keep seeing charge after charge & no explanation. App not user friendly, the company will rip off all your money. Will never use this again & would not refer or recommend anyone. Would let me close the account coz of 94cent handling fee. After clearing the whole load, all they want is to keep you in so they keep charging you.

Read full review

Bad experience ever, you’ll keep seeing charge after charge & no explanation. App not user friendly, the company will rip off all your money. Will never use this again & would not refer or recommend anyone. Would let me close the account coz of 94cent handling fee. After clearing the whole load, all they want is to keep you in so they keep charging you.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Dee, Western Australia, reviewed about 2 months ago

What do you need to apply for a Latitude credit card?

After you’ve had a good look at all the different credit cards in the market, if you decide that Latitude Financial Services offers the best credit cards based on your requirements, hit the ‘Go to site’ button on Mozo so you can go to the Latitude website directly.    

To be eligible for a Latitude Financial Services credit card, you’ll need to be at least 18 years of age and a permanent resident of Australia.

  • Here’s a quick checklist documents that you’ll need to provide while filling in the application:
  • A drivers licence, passport or proof of age card
  • Details of your income, assets and liabilities
  • Your employer's name and contact number

Credit card quick links