Qantas Rewards Signature Card card image
Mini meca 2023

NAB Qantas Rewards Signature Card

Advertiser disclosure
Purchase rate
20.99% p.a.
Balance transfer rate
0% p.a. for 12 months and then 21.74% p.a. (3.00% balance transfer fee)
Annual fees
$395 $295 in the first year
Interest free days on purchases
44

Mozo editorial review NAB Qantas Rewards Signature Card - last updated: 13 February 2024

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What's hot
  • 120,000 bonus Qantas Points (conditions apply)
  • Includes free insurance covers & concierge service
  • Free Qantas Frequent Flyer membership
  • 2023 Mozo Experts Choice Award winner
What's not
  • High $295 annual fee after first year
Mozo snapshot

The NAB Qantas Rewards Signature Card is great for travellers looking to really get those extra rewards out of their spending. The $1 to 1 point for the first $5,000 and $1 to 0.5 points for the next $20,000 each months means big spenders can potentially be racking up a quality 15,000 per month. Plus if you spend $3,000 in the first 60 days and keep your card open for over 12 months, you could be eligible to get an extra 120,000 Qantas Points!

It also won a 2023 Mozo Experts Choice Award for the best Premium Card Benefits category.

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Key features

Rewards are great, whether it’s the old primary school gold star or a sports trophy, getting a little extra for doing a good job is awesome. It’s the same with your spending, which is why the NAB Qantas Rewards Signature Card gives you 1 Qantas point for every dollar you spend for the first $5,000 and 0.5 points for the next $20,000. This allows you to grab a bunch of the gift cards and flights on offer.

If you want to jump right in and get that quick start on your rewards earning then you’ll be excited to know you can get an extra 120,000 bonus points, by spending $3,000 on everyday purchases within 60 days of the account opening and keeping the account open for more than 12 months.

When it comes to other premium perks, frequent travellers who prefer flying Qantas are in luck. Along with a free membership to the Qantas Frequent Flyer program, cardholders get to enjoy a range of free insurance covers, including a concierge service.

Also, if you are interested in sharing the card with your partner then you’re in luck because the NAB Qantas Rewards Signature Card allows an additional cardholder for free.

The card comes with a regular variable interest rate of 20.99% p.a. but if you’re looking to blast some existing debt, you can start with a balance transfer rate of 0% p.a. for the first 12 months (3% balance transfer fee applies), with a revert rate of 21.74% p.a. One thing to keep an eye on is the relatively high $395 annual fee, but the good news is, this is discounted to $295 in the first year.

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Who is it good for

For big spenders who are looking for rewards geared towards travellers, the NAB Qantas Rewards Signature Card could provide a great opportunity to really rack up a lot points and a lot of rewards.

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Any catches

Although there's a discounted annual fee in the first year, the high $295 annual fee after that means you’ll be paying quite a bit each year to have access to the rewards provided by the NAB Qantas Rewards Signature Card so weigh up whether you’ll get enough use from the rewards program to justify the price tag.

Rewards program details

Rates and fees information correct as at 17 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

110,400 points

Fly Sydney to Melbourne one-way

8,000 points

$100 Giftcard

20,010 points

$100 Cash

-

Points earning

1 point per dollar on Visa, up to $5,000 per month, then
0.5 points per dollar on Visa, up to $20,000 per month

Rewards scheme

Points are automatically credited to the Qantas Frequent Flyer program.

All rewards are redeemed via Qantas Frequent Flyer.

Bonus points on selected Qantas products and services, including eligible Qantas flights.

Special offers

Receive 90,000 bonus Qantas Points if you spend $3,000 on everyday purchases within 60 days of account opening and an additional 30,000 after 12 months of using the account.

Value of rewards points

Spend $20,010 (Visa)

Spend $8,000 (Visa)

Spend $160,800 (Visa)

at $20,000 monthly

Never

How do we calculate these points?

Rate and fee details

Rates

20.99% p.a.

none

0% p.a. for 12 months and then 21.74% p.a. (3.00% balance transfer fee)

yes

21.74% p.a.

44

Fees

$395.00

$295 in the first year

none

none

$15.00

3%, Min $3

3.00%

$0.00

$0.00

$0.00

Features

$25.00

2.0

1

From 30 June, 2022, some COVID-19 travel insurance cover may be available under selected benefits.

Payment options

Apple Pay, Google Wallet, Samsung Pay, Garmin, Fitbit

Rewards privileges

Concierge,
Extended Warranty,
Purchase Protection,
International Travel Insurance,
Interstate Flight Inconvenience Insurance,
Rental Vehicle Excess in Australia Insurance

Customer Reviews

How are NAB credit cards rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
Trust
Based on 4344 NAB credit card reviews

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