Rainbow Vertigo card image

St.George Rainbow Vertigo

Advertiser disclosure
Purchase rate
13.99% p.a.
Balance transfer rate
0% p.a. for 30 months and then 21.49% p.a.
Annual fees
$55 $0 in the first year
Interest free days on purchases

Mozo editorial review St.George Rainbow Vertigo - last updated: 24 August 2021

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What's hot
  • 2020 Mozo Experts Choice Award-winner
  • 0% p.a. balance transfer offer for 30 months (0% BT fee)
  • 55 interest free days
What's not
  • 21.49% p.a. cash advance rate
  • $55 annual fee (waived for the first year)
Mozo snapshot

Looking for a credit card with some serious upfront value? You might want to check this one out. With 0% p.a. interest on balance transfers for 30 months (and then 21.49% p.a.), plus a 0% balance transfer fee and 55 interest free days, the Rainbow Vertigo card comes with heaps of value. It's no wonder Mozo's expert judges gave this card a 2020 Mozo Experts Choice Award in the best Balance Transfer Credit Card category.

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Key features

If you’re looking to get a handle on your credit card debt with the help of a balance transfer offer, the St.George Rainbow Vertigo card has an offer for you. 

New applicants will benefit from 0% p.a. interest on transferred balances for 30 months! Offer ends 30 November 2021. This means that you could use this time to pay off any existing debt you might have and not be hit with extra interest. Just keep in mind that there is still a 13.99% p.a. interest purchase rate. So, if you're using this card to pay off a balance, it might be a good idea to steer clear of making new purchases, as this interest rate will apply.

Another good piece of news is that the balance transfer fee is also currently 0%. So you won't be hit with a fee when you transfer your balance onto this card. Although once the balance transfer period ends, any outstanding balance will incur interest at a rate of 21.49% p.a. For this reason you might want to work out whether you can actually clear your balance, within 30 months. Plus, there's also a $55 annual card fee to budget for.

Other handy features for St.George customers include 55 interest-free days on purchases when they pay off their card balance in full each statement period, plus they’ll have the ability to pay on their smartphones after linking the card to Apple Pay, Google Pay, or Samsung Pay.

Who is it good for

The St.George Rainbow Vertigo could be a great credit card option for anyone who can make use of the 0% p.a. balance transfer offer (30 months, 0% BT fee).

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Any catches

While you’ll certainly be able to use the Rainbow Vertigo on an overseas trip or to do any online shopping on an international website, bear in mind that the card does come with a 3% foreign exchange margin. Other than that, just make sure you’re fully aware of conditions involved with the balance transfer offer. 


Rates and fees information correct as at 16 September 2021 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

13.99% p.a.


0% p.a. for 30 months and then 21.49% p.a.


21.49% p.a.




$0 in the first year




2%, Min $2.50










Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

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About St.George