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Mozo experts choice awards 2023 credit cards

Business Credit Cards Mozo Experts Choice Awards 2023

Congratulations to the 2023 winners of Mozo Experts Choice Awards for Business Credit Cards.

See the winners

Stats crunched by Mozo Experts

  • 39
    Business Credit Cards
  • 19
    Australian Financial Institutions
  • 4
    Award Categories
View methodology report

A big round of applause to the 2023 winners of the Mozo Experts Choice Awards for Business Credit Cards. To determine which business credit cards deliver the best value for Australian business owners, our team of expert judges assessed 39 business credit card products issued by 19 Australian financial institutions. If you’re looking for a great business card for things like business expenditure, travel or for earning rewards, our winners list below outlines the business credit cards that offer the best value and is an ideal place to start your search.


Standout Winners

Mozo experts choice awards 2023 credit cards

Low Rate Business Credit Card

Business credit cards can help to manage company expenses and balance cash flow, so keeping costs low is an important consideration when choosing a card. The cards listed below offer both the lowest purchase rates and overall costs around, even when ongoing fees are taken into account.

Congratulations to:

Bank of Melbourne, BankSA, G&C Mutual Bank, Heritage Bank, NAB, and St.George

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Mozo experts choice awards 2023 credit cards

Rewards Business Credit Card

To determine the winners of the best business rewards credit cards, our judges assessed the real dollar return from rewards schemes when making purchases for your business, looking at total redemption value of cashback and other reward options commonly redeemed.

Congratulations to:

American Express, NAB, and Suncorp

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Mozo experts choice awards 2023 credit cards

Qantas Frequent Flyer Business Credit Card

This particular category is for companies looking to convert business spending into Qantas Frequent Flyer points that could send owners or employees travelling near and far. The two cards awarded offered the leading returns of those assessed.

Congratulations to:

Bendigo Bank and NAB

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Mozo experts choice awards 2023 credit cards

Velocity Frequent Flyer Business Credit Card

If your business is looking for returns on Virgin ticketed flights, the Velocity Frequent Flyer Business award is a great place to start your search. We compared numerous cards which provide Velocity awards for businesses to find this year’s winner.

Congratulations to:

American Express and NAB

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What are the Mozo Experts Choice Awards?

Now in their tenth year, the Mozo Experts Choice Awards present an opportunity to recognise products in the market we believe offer great value to Australians.

For the 2023 Business Credit Card awards, our Experts analysed 39 business credit card products issued by 19 Australian financial institutions head to head.

“Choosing the right credit card for your business needs can be imperative to your bottom line, but with the endless choices out there finding the right card can be difficult”, said Peter Marshall, Mozo Experts Choice Awards Judge.

“No matter if you’re looking for the added bonus of rewards or frequent flyer points for your business spending or you’re just looking for the lowest possible interest rate, this year’s award winners are the best place to start your search.”

For full details on how we crunched the numbers, the awards criteria and how we determined the winners, see the 2023 Mozo Experts Choice Awards for Business Credit Cards methodology report.


Our Expert Judges

We couldn’t have a name like the Mozo Experts Choice Awards without a dedicated and experienced team of product data analysts at the helm. Combined they have decades of experience behind them. Meet them below.

  • Judge ajduncan

    AJ Duncanson

  • Judge peter

    Peter Marshall

  • Judge meredith

    Meredith Allan

  • Judge george

    George Hirst

  • Judge rumpa

    Rumpa Saha

  • Judge afia

    Afia Asha

FAQs

What’s the Judging Criteria for the Mozo Experts Choice Awards?

Running since 2014, the Mozo Experts Choice Awards recognise products that deliver exceptional value or benefits to consumers. See our 2022 Mozo Experts Choice Awards for Business Credit Cards methodology report for detailed information on how we performed product comparisons for credit cards to determine the final winners for 2022.

Did you compare all business credit card providers in the market for these awards?

In this year’s awards we analysed 49 business credit card products issued by 16 Australian financial institutions. We aim to include most providers in the market in the Mozo Experts Choice Awards. However, not every product in the market will be included in our review. For a full list of the providers included in our assessment, please see our methodology report.

How do I choose the best credit card for my business?

When you’re looking for a business credit card you’ll want to think carefully about your ability to repay any balance, and the card benefits that your business will use most or get the best value from.

For instance, low rate cards are generally better value if the business will carry a balance on a card from time to time. If you’re able to pay off your balance in full each month, a no annual fee or rewards credit card could be best for your business.

If you want to learn more about the key features of business credit cards and the types of cards that are available, why not check out our range of helpful credit card guides? To see the latest credit card deals you can visit our credit cards comparison page.

Who are the Mozo Experts?

The Mozo Experts Choice Awards are overseen by AJ Duncanson and Peter Marshall. AJ is Mozo’s Data Director, a data scientist and actuary who has worked in financial services and product comparison for over 30 years. Peter has been in the industry even longer, and as Research Manager he leads the team of analysts that gather information and compare products every day, and perform all the calculations behind the Mozo Experts Choice Awards.

I work for a winning business credit card provider, how do we promote our win?

Please get in touch with us to discuss by email should you have any queries.