Car Insurance Awards 2020

A big round of applause for the winners of the 2020 Mozo Experts Choice Awards for Car Insurance. This year’s stand-outs were recognised in two main categories; Exceptional Value and Exceptional Quality. Our Exceptional Value awards commended those car insurers who brought the best value to the table, offering competitively priced policies on a variety of different scenarios. Our Exceptional Quality winners were judged on being market leaders in their generosity of premium benefits and their flexibility of options regardless of cost.

Mozo Experts Choice Awards 2020 Badge

What are the Mozo Experts Choice Awards?

Currently in their seventh year, the Mozo Experts Choice Awards provide a place to highlight products in the marketplace we believe offer great value to Australians.

For the 2020 Car Insurance awards, the Mozo Experts focused their expertise  to uncover the best policies in the car insurance market, assessing 66 different policies available to Australian car owners.

“According to the ABS, there are over 19.8 million registered vehicles in Australia. We are a nation of drivers and for many people car insurance is a significant household expense, so it's important to not be paying more than you need to.” said Mozo Experts Choice Awards judge Peter Marshall.

“With so many car insurance companies in the market offering different levels of cover, it can be hard sifting through which policies will work for you. Our awards are a great starting point to help you compare and decide which ones best suit your needs.”

For details on how we crunched the numbers and determined the award winners see our methodology report or get more info about our judging criteria and read our FAQs.


Value Insurer of the Year


Budget Direct Logo

A big congratulations to Budget Direct who have been awarded Value Insurer of the Year for 2020.

Having analysed tens of thousand of insurance quotes over a wide range of various different customer scenarios, our research concluded that Australians were likely to find Budget Direct amongst the cheapest quotes for car insurance and home insurance. In addition to consistently offering low prices, Budget Direct’s policies also maintain solid cover limits which is why they took out our Value Insurer of the Year title.


Quality Insurer of the Year



Taking out Exceptional Quality awards for all three of the product categories we assessed - Car, Home & Contents and Landlord, made awarding NRMA as the Quality Insurer of the year for 2020 a very easy decision. 

With over 90 years in the insurance market and with a long-standing reputation, those willing to pay a bit more for the assurance of top level insurance cover, NRMA is the one to beat.  Even their products that offered regular benefits were still good enough to qualify under our Exceptional quality candidates!


Exceptional Value Car Insurance


Mozo’s expert judges know the importance of having the best car insurance policy at the right price for your needs, that’s why they are so meticulous when conducting the analysis of awards contenders.

For those looking for comprehensive car insurance at the lowest cost, the winners below are worthy of your consideration. Comparing over 10,000 unique car insurance quotes, we found that the award-winners below consistently offered lower premiums than the competition.

Exceptional Quality Car Insurance


If your wheels mean the world to you and you’re after premium car insurance with all the bells and whistles to protect yourself and your vehicle, these award-winners are for you. 

Our assessment of Exceptional Quality insurance looked at over 25 factors like having a rental during repairs, using genuine parts when your car is repaired and agreed value options. Of the 66 policies assessed by our experts,  the policies below offer the most generous levels of cover for 2020.

Frequently Asked Questions

What’s the Judging Criteria for the awards?


Did you compare all car insurance policies in the market for these awards?


How do I find the cheapest car insurance policy for my car?


What product features or benefits did you consider for the Exceptional Quality Awards?


Who are Mozo’s experts?


I work for an insurer, how do we promote our win?