HKD Exchange Rates

Review some of the providers offering HKD exchange rates. Plug your transfer amount details and our IMT comparison tool does the rest, ranking providers in our database on the best Hong Kong dollar exchange rate.

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Today’s foreign exchange rates
Search promoted international money transfers below. Advertiser disclosure.
  • Excellent exchange rates, no transfer fees
  • 24/7 transfers online or over the phone
  • Personal account management and expert insights

$7,442 USD

Go to site
  • IN PERSON
    n/a
    BY PHONE
    $0
    ONLINE
    $0
  • $0.7442 USD

  • 1-2 days

  • $200 minimum

  • Only available to Business & eCommerce customers
  • Same-day transfers to most countries
  • ASIC regulated & trading since 2004

$7,419 USD

Go to site
  • IN PERSON
    n/a
    BY PHONE
    $0
    ONLINE
    $0
  • $0.7419 USD

  • 0-2 days

  • $2,000 minimum

  • Safe, secure, and trusted
  • Enjoy great rates, fee-free transfers, and lightning-fast payments right around the clock.
  • It’s simple, quick, and a lot cheaper than your bank.

$7,445 USD

Go to site
  • IN PERSON
    n/a
    BY PHONE
    $0
    ONLINE
    $0
  • $0.7445 USD

  • 0-1 day

  • $250 minimum

  • Bonus $50 credit on your first transaction and zero fees with InstaReM, use code MOZO50 (ends Dec 31, 2021)
  • Zero fees on first transaction until 31st Dec 2021
  • Transact online 24/7 with fast settlement and extremely competitive rates

$7,427 USD

Go to site
  • IN PERSON
    n/a
    BY PHONE
    $0
    ONLINE
    $0
  • $0.7427 USD

  • 1-2 days

  • $50 minimum

  • Fee Free transfers over $250 AUD ongoing
  • 24/7 Service (Phone & Online)
  • Great Rates with Fast and Secure transfers

$7,400 USD

Go to site
  • IN PERSON
    n/a
    BY PHONE
    $0
    ONLINE
    $0
  • $0.7400 USD

  • 1-2 days

  • $250 minimum
    $500 monthly minimum for regular transfers

  • XE is the world's trusted currency authority used by 280+ million people a year
  • XE dealers are licensed and authorised to provide financial advice
  • XE money transfer specialise in payments above AUD $20,000

$7,464 USD

Go to site
  • IN PERSON
    n/a
    BY PHONE
    $0
    ONLINE
    $0
  • $0.7464 USD

  • 1-3 days

  • $10,000 minimum

  • New customers get 5 free transfers
  • Fast, secure transfers, up to 8x cheaper than the banks
  • Join over 180,00 customers today

$7,428 USD

Go to site
  • IN PERSON
    n/a
    BY PHONE
    $4
    ONLINE
    $4
  • $0.7431 USD

  • 1-2 days

  • none

  • 90% of transfers settled on the same day. Remainder completed on the following day.
  • Reviewed as “Excellent” on Trustpilot.
  • First Payment is FREE

$7,397 USD

Go to site
  • IN PERSON
    n/a
    BY PHONE
    n/a
    ONLINE
    $0
  • $0.7397 USD

  • 0-1 days

  • No minimum

  • Get live exchange rate and low transparent fees
  • Enjoy First Two transfers up to $3,000 AUD Free
  • Fast, secure online transfers 24/7

$7,422 USD

Go to site
  • IN PERSON
    n/a
    BY PHONE
    n/a
    ONLINE
    $0
  • $0.7422 USD

  • 1-2 days

  • none

  • Transact in over 50 currencies from across the globe
  • No transaction fees or commissions above $10,000 AUD
  • Transact 24x7

$7,464 USD

Go to site
  • IN PERSON
    n/a
    BY PHONE
    $0
    ONLINE
    $0
  • $0.7464 USD

  • 1-2 days

  • none

  • Send money overseas securely
  • Transfer in a foreign currency for lower fees and lock in your conversion rate for peace of mind
  • Send money to over 99 countries in a wide range of currencies.

$7,227 USD

  • IN PERSON
    n/a
    BY PHONE
    $32
    ONLINE
    $12
  • $0.7236 USD

  • 1-2 days

  • $25,000 maximum

  • CBA customers - Send money easily and safely to over 200 countries
  • Send money in branch or via netbank

$7,152 USD

  • IN PERSON
    $30
    BY PHONE
    n/a
    ONLINE
    $6
  • $0.7156 USD

  • 1-3 days

  • up to $50,000 online

  • NAB customers - transfer money overseas with NAB internet banking
  • Transfer money to over 100 countries

$7,181 USD

  • IN PERSON
    $30
    BY PHONE
    n/a
    ONLINE
    $10
  • $0.7188 USD

  • 1-3 days

  • subject to daily withdrawal limit

  • Convert major foreign currencies to and from Australian dollars
  • Available to Westpac customers only

$7,168 USD

  • IN PERSON
    $32
    BY PHONE
    n/a
    ONLINE
    $10
  • $0.7175 USD

  • 1-2 days

  • subject to daily withdrawal limit

  • Fast Transfers
  • Bank beating exchange rates
  • No transaction fees

$7,445 USD

  • IN PERSON
    n/a
    BY PHONE
    $0
    ONLINE
    $0
  • $0.7445 USD

  • 1 business day

^See information about the Mozo Experts Choice International money transfers Awards

*The exchange rates offered by each provider are indicative exchange rates that have either been supplied by each provider or gathered by Mozo. Exchange rates fluctuate constantly and as a consequence the exchange rates listed here may vary to the actual exchange rate you are quoted by a provider. Please ensure you confirm the actual exchange rate with the relevant provider prior to conducting any transaction. These exchange rates are updated every hour.

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.

Your guide for transferring money to Hong Kong

It doesn’t matter whether you are sending money to Hong Kong for business purposes or you’re relocating for work, if you need to send your money cross borders it pays to shop around on exchange rates. The good news is that HKD is one of the more commonly traded currencies and this means that you’ll have a range of options available to you for your overseas transfer.

Choosing between a bank or foreign exchange provider. 

Gone are the days when to be able to use a specialist foreign exchange provider, you or your business needed to be transferring in hundreds of thousands of dollars internationally on a regular basis. The rise in online banking has brought with it a whole new breed of online companies that specialise in foreign exchange transfers.

These International Money Transfer (IMT) providers generally have more competitive rates and lower fees than major banks and also have a wider range of transfer options that you can choose depending on where and when you need your money transferred.

Of course, you can also go through a bank for international money transfers, in fact many have this feature through their internet banking platforms, but you might find that fees are higher and the transfer limits, exchange rates are less than the options provided by an IMT specialist.

Wondering if transferring through an IMT specialist is safe? Well, we can assure you all the foreign exchange providers listed on the Mozo site are regulated here in Australia by ASIC and offer the same level of security of the transfer of your funds as the banks.

Making a one off or regular transfer

Regardless of whether you’re making a single large transaction or you’re going to need to send money to Hong Kong on a regular basis, getting the most competitive exchange rate is key as it means more money in your pocket or profit for your business.

When making a one off transfer, you’ll generally get a ‘spot rate contract.’ This means that on a particular day you want to transfer your AUD to HKD, you will get the exchange rate which the  Hong Kong Dollars are trading at on that particular day. It is an on the spot rate. Most IMT providers and banks work on a spot rate basis. When you book your trade, you’ll see what the exchange rate will be and your money will get transferred.

If you are going to be making regular transfers to Hong Kong, some international money transfer providers will have the option to fix exchange rates for a set period of time. You can also opt for the payments to be fully automated so that you don’t need to worry about making the payments, it will be done for you on the agreed date and time.

Locking in a great exchange rate 

If you are dealing with any foreign currency, part of the risk in making an overseas transfer is knowing that exchange rates can fluctuate often, and this makes it difficult to plan and budget for some overseas expenses. One week you might make a $60,000 HKD payment which will be $10,000 AUD, the next week it could be $10,500 AUD because the exchange rate has moved against you.  

There are a range of options available to help protect you with some IMT services, these include:
Forward contract: This is where you lock in the exchange now for a time in the future. So say, you need to put a deposit on an apartment in Hong Kong in 90 days time. A forward contract allows you to lock in the AUD to HKD exchange rate for today to be paid in 90 days time. You’ll know exactly how many AUD you’ll need because you’ve already locked in the rate.  

  • Limit order: If you’re not locked into any particular timing for your transfer to HKD another option is a limit order where you’ll nominate the exchange rate at which you do want to make the transfer at. When the exchange rate reaches this rate, the IMT provider will make the transfer on your behalf.

Ensuring your overseas money transfer is secure

It doesn’t matter if you’re going to be sending $100 or $100,000 to Hong Kong, you want peace of mind that your money is going to get there safely and securely. The IMT providers that are listed on our website only provide bank account to bank account transfers. There is no option for cash or third party transactions.

Once you’ve got your account set up with the IMT provider, you’ll need to provide the bank account details of the business or person you want the money transferred to. While all providers have bank-level internet security to ensure that your money is safely transferred while in their care, what they cannot guarantee is the legitimacy of the bank account at the other end of the transaction. Prior to sending any money to an overseas bank account, be sure that you carefully check details and account numbers. If making a business transaction, do your research to ensure the business is properly registered with the relevant authorities.