| Product | Interest rate from | Comparison rate from | Upfront fee |
|---|---|---|---|
| Car Loan (up to 4 years old, Fixed, Secured) |
6.24% p.a. |
6.59% p.a.based on $30,000 |
$250.00 |
| Personal Line of Credit (Variable, Unsecured) |
13.85% p.a. |
n/a |
$0.00 |
| Secured Personal Loan (secured by vehicle up to 6 years old, Fixed) |
6.84% p.a. |
7.19% p.a.based on $30,000 |
$250.00 |
| Unsecured Personal Loan (Fixed) |
8.98% p.a. |
10.72% p.a.based on $10,000 |
$250.00 |
Unsecured personal loan
Whether you’re dreaming of a fairytale wedding or a tropical getaway, you can make it happen with an unsecured loan from IMB Bank. Borrow between $2,000 and $20,000 and choose a term from 1 - 5 years. It’s a fixed rate loan, so you’ll have set repayments, which you can make on a weekly, fortnightly or monthly basis. You can also make free extra repayments on your loan, and the best part is, there’s no early repayment fee. Just keep in mind there’s an upfront application fee to consider.
Secured personal loan
If you’ve got spending goals to finance and like the peace of mind that comes with fixed monthly repayments, the IMB fixed rate, secured loan is a great option. You can borrow $2,000 - $60,000, for a term of 1 - 5 years, just don’t forget to budget for the upfront application fee. Repayments are made on a monthly basis, and there’s also the option to make extra repayments if you want. But before you decide on this loan, remember that you’ll need to have a vehicle up to 6 years old to put up as security.
New car loan
Is a shiny new set of wheels on your agenda? If you’re buying a car under 2 years old, you can borrow between $2,000 and $75,000 with a new car loan from IMB. This fixed rate loan only gives you the option to make monthly repayments, but you can also choose to make as many free extra repayments as you want, with no early repayment fee. And don’t forget to budget for the upfront application fee!
When you apply for a loan with IMB Bank, remember that you’ll have to provide some details, including:
Mozo users have rated IMB Bank personal loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
19 Reviews
Was approved for personal loan, it was fair & affordable witj other life expenses.
Read full reviewWas approved for personal loan, it was fair & affordable witj other life expenses.
IMB bank is one of the best banks in Australia, however they need to stop using Equifax a corrupted, incompetent and worse Credit agency in Australia and America. In Australia the have made mistakes on every single Australians meta data credit history in regards to information of their address, previous leading deatols and more mistakes from them which is extremely dangerous. IMB is a great financial institution I have seen, but huge problem they have is using Equifax.
Read full reviewIMB bank is one of the best banks in Australia, however they need to stop using Equifax a corrupted, incompetent and worse Credit agency in Australia and America. In Australia the have made mistakes on every single Australians meta data credit history in regards to information of their address, previous leading deatols and more mistakes from them which is extremely dangerous. IMB is a great financial institution I have seen, but huge problem they have is using Equifax.
Imb provided me with a personal loan that had a reasonable interest rate, Internet access and the option to pay it out early with out penalty. The loan was approved in a timely and professional manner.
Read full reviewImb provided me with a personal loan that had a reasonable interest rate, Internet access and the option to pay it out early with out penalty. The loan was approved in a timely and professional manner.
Trusted bank with excellent service and low interest rates. Easy to use even living outside of the Riverina.
Read full reviewTrusted bank with excellent service and low interest rates. Easy to use even living outside of the Riverina.