Business saving account features

The variety of high interest business accounts may spoil you for choice. It's all about the features you need and the best interest rate you can get.

  • Instant access accounts tend to offer less interest but more flexibility, so you can move money as you need it, but earn more interest than you other would in a transaction account.
  • Bonus interest accounts offer less interest as standard, but even higher interest if you meet conditions, such as minimum balance or no withdrawals in a month. Note that if you're likely to require as little as three or four withdrawals a year, you may be better off with an instant access account.
  • Business savings packages combine all your transaction and high interest needs in the one account, offering both access and good rates. The catch - usually - is a monthly fee.
  • Small business term deposits lock your money away for pre-determined periods. Note that as interest rates rise, many competitive savings accounts will offer better interest (and flexibility) than their term deposit peers.

Ready to start searching? Check out our top accounts below.

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