Student personal loans

  • If you're looking to borrow money for a car or new computer, there are some lenders in Australia that offer personal loans to students. You will need to meet application criteria, which generally means having a consistent income, being over the age of 18 and an Australian citizen or permanent resident. Some lenders will also allow for parental guarantors on student loans. When it comes to comparing loan options, the comparison rate is designed to help you see the true cost of a loan. This rate combines the interest rate and fees into one rate.

  • Student personal loan comparisons on Mozo - last updated 1 August 2021

    Search promoted personal loans below or do a full Mozo database search. Advertiser disclosure.
    • Hot DealA special low rate starting from 5.45% (6.07% comparison rate)
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      Mozo Experts Choice 2021
      Low Rate Personal Loan (Fixed, Unsecured)

      Excellent Credit

      interest rate
      comparison rate
      5.45% p.a.to 8.48% p.a.
      6.07% p.a.to 8.84% p.a.based on $30,000
      over 5 years

      Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.45% would cost $34,590.57 including fees.

      OurMoneyMarket offer competitive low rates on loans up to $75,000, plus free extra repayments and fee-free redraw facility. Winner of Mozo's Experts Choice Unsecured Personal Loan 2021 award.

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      Mozo Experts Choice 2021
      Personal Loan

      Unsecured, Fixed

      interest rate
      comparison rate
      5.45% p.a.to 19.99% p.a.
      5.45% p.a.to 19.99% p.a.based on $30,000
      over 5 years

      Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 5.45% would cost $34,340.57 including fees.

      Excellent credit score needed to obtain this rate. Enjoy no-fuss personal loans of up to $30,000 with Alex Bank. No hidden early repayment penalties. Terms from 6 months to 5 years. Convenient and fast 100% online approval. Must be over 18 to be eligible. Winner of Mozo's Experts Choice Best New Loan Product award 2021^.

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    • Hot DealMozo Exclusive: A special low rate of 5.44% for a limited time only (T&Cs apply)
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      Personal Loan

      Unsecured, Fixed, Excellent Credit

      interest rate
      comparison rate
      5.44% p.a.to 7.49% p.a.
      5.44% p.a.to 8.19% p.a.based on $30,000
      over 5 years

      Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 5.44% would cost $34,332.26 including fees.

      With low rates for borrowers with excellent credit, a quick 1 minute rate estimate and simple online application, there’s a lot to love about this loan! You’ll not only benefit from no exit fees, there are also no early repayment fees. To qualify, simply earn above $25,000 and you’ll be on the way to start spending.

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      Unsecured Personal Loan

      Excellent Credit, Fixed

      interest rate
      comparison rate
      5.95% p.a.to 8.49% p.a.
      5.95% p.a.to 14.01% p.a.based on $10,000
      over 3 years

      Terms from 2 to 5 years. Representative example: a 3 year $10,000 loan at 5.95% would cost $10,943.74 including fees.

      Be rewarded for your good credit history with low rates. No ongoing fees. Pay off your loan with no early repayment penalties. Apply online and get a quote in minutes

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      Unsecured Personal Loan

      Fixed

      interest rate
      comparison rate
      6.49% p.a.to 19.95% p.a.
      6.76% p.a.to 20.26% p.a.based on $30,000
      over 5 years

      Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 6.49% would cost $35,405.64 including fees.

      Low personalised rates, ideal for borrowers with excellent credit. No monthly account fees, no early payout fees, so you can pay off your loan sooner. Borrow between $5,000 and $64,000. Easy online application, receive a response in minutes and approved funds within 24-48 hours!

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      Unsecured Personal Loan

      Fixed

      interest rate
      comparison rate
      5.35% p.a.to 24.79% p.a.
      6.14% p.a.to 25.74% p.a.based on $30,000
      over 5 years

      Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 5.35% would cost $34,832.61 including fees.

      Fast, easy and 100% online, this is a low cost loan with no ongoing fees or extra repayment penalties. It's perfect for savvy borrowers with great credit. If you’re over 18 and earn above $30,000, you'll likely qualify.

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    • Hot DealHandypay offers low rate home improvements loans for Excellent Credit
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      Personal Loan

      interest rate
      comparison rate
      5.75% p.a.
      5.96% p.a.based on $30,000
      over 5 years

      Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.75% would cost $34,840.18 including fees.

      Handypay offers flexible home improvement loans for Excellent Credit or better. Handypay is a specialist home improvement plan provider and offers loans up to $75,000.

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      Mozo Experts Choice 2021
      Low Rate Personal Loan (Fixed, Unsecured)

      Very Good Credit

      interest rate
      comparison rate
      8.49% p.a.to 11.19% p.a.
      8.81% p.a.to 11.52% p.a.based on $30,000
      over 5 years

      Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 8.49% would cost $37,146.08 including fees.

      Competitive low rates on loans up to $75,000. Free extra repayments. Fee-free redraw facility. Winner of Mozo's Experts Choice Unsecured Personal Loan 2021 award.

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      Mozo Experts Choice 2021
      No Fee Unsecured Personal Loan

      Fixed

      interest rate
      comparison rate
      5.95% p.a.to 17.95% p.a.
      5.95% p.a.to 17.95% p.a.based on $30,000
      over 5 years

      Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 5.95% would cost $34,757.21 including fees.

      Pay zero fees on loans up to $100,000 . No establishment fee. No ongoing fees or early payout fee. Get your personalised interest rate in two minutes with no impact on your credit score!

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