Student personal loans

  • If you're looking to borrow money for a car or new computer, there are some lenders in Australia that offer personal loans to students. You will need to meet application criteria, which generally means having a consistent income, being over the age of 18 and an Australian citizen or permanent resident. Some lenders will also allow for parental guarantors on student loans. When it comes to comparing loan options, the comparison rate is designed to help you see the true cost of a loan. This rate combines the interest rate and fees into one rate.

  • Student personal loan comparisons on Mozo - last updated 23 October 2021

    Search promoted personal loans below or do a full Mozo database search. Advertiser disclosure.
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      Mozo Experts Choice 2021
      Personal Loan

      Unsecured, Fixed

      interest rate
      comparison rate
      4.99% p.a.to 19.99% p.a.
      4.99% p.a.to 19.99% p.a.based on $30,000
      over 5 years

      Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 4.99% would cost $33,959.97 including fees.

      Excellent credit score needed to obtain this rate. Enjoy no-fuss personal loans of up to $30,000 with Alex Bank. No hidden early repayment penalties. Terms from 6 months to 5 years. Convenient, 100% online approval. Must be over 18 to be eligible (other eligibility criteria may apply). Winner of Mozo's Experts Choice Best New Loan Product award 2021^.

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      Personal Loan

      Unsecured, Fixed, Excellent Credit

      interest rate
      comparison rate
      6.39% p.a.to 7.49% p.a.
      6.39% p.a.to 8.19% p.a.based on $30,000
      over 5 years

      Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 6.39% would cost $35,126.40 including fees.

      With low rates for borrowers with excellent credit, a quick 1 minute rate estimate and simple online application, there’s a lot to love about this loan! You’ll not only benefit from no exit fees, there are also no early repayment fees. You could qualify by simply earning above $25,000 and you’ll be on the way to start spending (other eligibility criteria may apply).

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    • Hot DealA special low rate starting from 5.45% (6.07% comparison rate)
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      Mozo Experts Choice 2021
      Low Rate Personal Loan (Fixed, Unsecured)

      Excellent Credit

      interest rate
      comparison rate
      5.45% p.a.to 8.48% p.a.
      6.07% p.a.to 8.84% p.a.based on $30,000
      over 5 years

      Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.45% would cost $34,590.57 including fees.

      OurMoneyMarket offer competitive low rates for borrowers with excellent credit on loans up to $75,000, plus free extra repayments and fee-free redraw facility. Winner of Mozo's Experts Choice Unsecured Personal Loan 2021 award^.

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      Unsecured Personal Loan

      Fixed

      interest rate
      comparison rate
      5.35% p.a.to 19.09% p.a.
      6.14% p.a.to 19.99% p.a.based on $30,000
      over 5 years

      Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 5.35% would cost $34,832.61 including fees.

      Fast, easy and 100% online, this is a low cost loan with no ongoing fees or extra repayment penalties. It's perfect for savvy borrowers with great credit. If you’re over 18 and earn above $30,000, you could qualify (other eligibility criteria may apply).

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    • Hot DealApply online and get a quote in minutes
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      Unsecured Personal Loan

      Excellent Credit, Fixed

      interest rate
      comparison rate
      5.95% p.a.to 10.49% p.a.
      5.95% p.a.to 12.83% p.a.based on $10,000
      over 3 years

      Terms from 2 to 5 years. Representative example: a 3 year $10,000 loan at 5.95% would cost $10,943.74 including fees.

      Be rewarded for your good credit history with low rates. No ongoing fees. Pay off your loan with no early repayment penalties. Apply online and get a quote in minutes

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    • Hot DealEarn up to 50,000 Qantas Points with a more rewarding personal loan from Symple
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      Personal Loan

      Variable, Unsecured

      interest rate
      comparison rate
      5.75% p.a.to 25.99% p.a.
      6.47% p.a.to 29.2% p.a.based on $30,000
      over 5 years

      Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.75% would cost $35,190.18 including fees.

      Get a personalised rate quote in just 2 minutes, apply in just 7 minutes. Lower rates for better credit. Money transferred to your account in 24 hours. No exit or early repayment fees. Borrow up to $50,000.

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      OneDebt Low Rate Personal Loan

      Good Credit

      interest rate
      comparison rate
      6.25% p.a.to 19.95% p.a.
      7.64% p.a.to 19.12% p.a.based on $30,000
      over 5 years

      Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 6.25% would cost $36,103.67 including fees.

      Consolidate your credit cards and other loans into one low monthly repayment with OneDebt. Low rates with approvals typically within 60 minutes. Flexible repayments with no early exit fees. Must be employed with decent credit history.

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    • Hot DealRefinance your existing Big 4 personal loan to a NOW Finance No Fee Personal Loan by Dec 31 to receive a $200 Westfield gift card (T&Cs apply).
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      Mozo Experts Choice 2021
      No Fee Unsecured Personal Loan

      Fixed

      interest rate
      comparison rate
      5.95% p.a.to 17.95% p.a.
      5.95% p.a.to 17.95% p.a.based on $30,000
      over 5 years

      Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 5.95% would cost $34,757.21 including fees.

      Borrow up to $50,000 unsecured from the only lender with no fees and none of the bank. Perfect if you earn more than $22,100 p.a. and have good to excellent credit. Winner of Mozo’s Experts Choice Unsecured Personal Loan 2021 award.^

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      Personal Loan

      Fixed, Unsecured

      interest rate
      comparison rate
      6.99% p.a.to 18.99% p.a.
      7.91% p.a.to 19.83% p.a.based on $30,000
      over 5 years

      Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 6.99% would cost $36,383.67 including fees.

      Borrow from $5,000 to $55,000 with a 1 - 7 year flexible loan term with NAB. Get competitive low rates for excellent credit. Enjoy no fees for extra repayments and no early exit fees. NAB accepts documents online so you can get your funds fast.

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      Personal Loan

      Fixed, Unsecured

      interest rate
      comparison rate
      7.99% p.a.to 22.99% p.a.
      9.24% p.a.to 24.15% p.a.based on $30,000
      over 5 years

      Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 7.99% would cost $37,518.90 including fees.

      Special Offer: Enjoy no interest and no repayments for the first 3 months with a Better Start Personal Loan. Available for new personal loan customers, borrowing $20K+ to consolidate their debts. Offer ends 8 December 2021 (T&C’s apply). Stay in control with a Fixed, Unsecured rate for the life of the loan.

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      Personal Loan

      Unsecured, Variable, Excellent Credit

      interest rate
      comparison rate
      6.39% p.a.to 7.49% p.a.
      6.39% p.a.to 9.16% p.a.based on $10,000
      over 3 years

      Terms from 1 to 3 years. Representative example: a 3 year $10,000 loan at 6.39% would cost $11,015.63 including fees.

      With low rates for borrowers with excellent credit, a quick 1 minute rate estimate and simple online application, there’s a lot to love about this loan! You’ll not only benefit from no exit fees, there are also no early repayment fees. You must be over 18 to qualify and earn above $25,000 (other eligibility criteria may apply).

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      Standard Personal Loan

      Fixed, Unsecured

      interest rate
      comparison rate
      7.99% p.a.
      8.62% p.a.based on $30,000
      over 5 years

      Terms from 1 to 7 years. Representative example: a n/a year $0 loan at 7.99% would cost $6,988.90 including fees.

      Heritage Bank discounted rates for borrowers with excellent credit. Available loans starting from $5,000 to $25,000. Your choice of loan terms up to five years. Extra repayments allowed, but may incur fees.

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      Mozo Experts Choice 2021
      Low Rate Personal Loan (Fixed, Unsecured)

      Very Good Credit

      interest rate
      comparison rate
      8.49% p.a.to 11.19% p.a.
      8.85% p.a.to 11.56% p.a.based on $30,000
      over 5 years

      Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 8.49% would cost $37,171.08 including fees.

      Competitive low rates on loans up to $75,000 for excellent credit. Free extra repayments. Fee-free redraw facility. Winner of Mozo's Experts Choice Unsecured Personal Loan 2021 award^.

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      Unsecured Personal Loan

      Fixed

      interest rate
      comparison rate
      9.39% p.a.
      9.64% p.a.based on $30,000
      over 5 years

      Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 9.39% would cost $37,881.66 including fees.

      Borrow from $5,000 to $50,000 with low rates for great credit. No account keeping fees. Free extra repayments and redraw facility. Same day approval may be possible. Winner of Mozo's Experts Choice Award for Australia's Best Large Credit Union 2021^.

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