Buy now pay later news and advice

All the latest buy now pay later news and top tips to help you manage your buy now pay later.

Nab enters the buy now pay later world

NAB enters the buy now pay later world

If you’ve ever bought anything online, you’ll be familiar with BNPL, which stands for: buy now, pay later. Once dominated by AfterPay, the latest institution to join the BNPL phenomenon is the National Australia Bank. They are the second of the Big Four Australian banks to announce plans to offer a BNPL product to customers, after CBA.

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Can i use buy now pay later as a budgeting tool

Can I use Buy Now Pay Later as a budgeting tool?

Buy Now Pay Later (BNPL) services allow users to purchase a product or service at a shop or online and pay it back in interest free instalments. In addition to a form of payment, BNPL can also be used as a money management and budgeting tool.

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Where can i use buy now pay later for christmas

Where can I use Buy Now Pay Later for Christmas?

Looking to spread the cost of your Christmas shopping this year? Buy Now Pay Later (BNPL) could be your answer. In fact, if used correctly, BNPL can be a way to reduce how much you spend upfront and allows you to budget as you pay off the rest of what you owe in regular instalments. And there are plenty of platforms to choose from. Whether it’s Afterpay, Zip, Klarna or Humm (to mention a few), there are a whole bunch of retailers that allow you to use these types of services to buy Christmas gifts now and pay for them later. It’s important to note though, these platforms aren’t completely cost-free. The truth is, some come with a monthly fee attached to them and often charge late payment costs if you miss or delay an instalment.

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