based on 25 humm90 banking product reviews as rated by Mozo community

humm90 credit cards

humm90 credit cards offer a range of packages for different needs. Most notably, the humm90 Mastercard could be a great bet for travellers, especially given that it was named a 2019 Mozo Experts Choice Award winner for best Travel Credit Card.

Check out our range of credit cards for an overview of interest rates, fees and more. Or you can compare with our credit card comparison tools.

What credit cards do humm90 offer?

Rates and fees verified as correct at 21 May 2022. Other information correct at the time of writing. Advertiser disclosure.

Credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

23.99% p.a.

0% p.a. for 36 months and then 25.99% p.a. (0% balance transfer fee)

$99

110

How are humm90 credit cards rated?

Mozo users have rated humm90 credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

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humm90 credit cards
Overall
Price
Features
Customer service
Convenience
Trust

25 Reviews

Recent humm90 credit card reviews

humm90 Credit Card
Overall 1/10
Not recommended

Very poor sign up procedure. Site crashes after entering all personal information. Very untrustworthy. I would not recommend.

Read full review

Very poor sign up procedure. Site crashes after entering all personal information. Very untrustworthy. I would not recommend.

Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Phil, Western Australia, reviewed 4 months ago
humm90 Platinum Mastercard
Overall 1/10
Would not use again

It kept charging me $15 dishonouring fee when I've had money sitting in bank for it to be debited from. Apparently the bank kept rejecting the payment.

Read full review

It kept charging me $15 dishonouring fee when I've had money sitting in bank for it to be debited from. Apparently the bank kept rejecting the payment.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Jen, South Australia, reviewed 4 months ago
humm90 Credit Card
Overall 1/10
Disgusting, should never sign up for a card.

This organisation is a SCAM & I’d love to know how to deal with it. We got a Skye credit card before they rebranded. The card was stolen and maxed out. We reported to Police and to Skye fraud. We’re advised that all charges were reversed and card cancelled. Almost a year later we have dodgy contacts claiming to be from Humm90 saying we owe money. We’ve already overpaid on this. Have contacted fraud again demanding they address this. Cannot believe how terrible their service is and how they can be harassing and distressing people in this way.

Read full review

This organisation is a SCAM & I’d love to know how to deal with it. We got a Skye credit card before they rebranded. The card was stolen and maxed out. We reported to Police and to Skye fraud. We’re advised that all charges were reversed and card cancelled. Almost a year later we have dodgy contacts claiming to be from Humm90 saying we owe money. We’ve already overpaid on this. Have contacted fraud again demanding they address this. Cannot believe how terrible their service is and how they can be harassing and distressing people in this way.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
J&c, Queensland, reviewed 6 months ago
humm90 Platinum Mastercard
Overall 1/10
Do not use them. Appalling service and processes.

Quite simply if you are a customer or retailer, avoid this organisation. As a customer they will rip you off and as a retailer they will discredit you. I have had multiple issues commencing from when they set up the account. When we made our purchase Humm (then Skye) set up the direct debit amount and payment days. All seemed good until we received a letter from Humm90 after they took over Skye saying we are about $1,000 behind in our payments. We obviously contacted them and they said we weren't paying the right amount and we were also paying a day after the payment was due and thus incurring a late payment fee. I tried to explain to them that they were the ones who gave us the amount and payment days. I eventually had to contact their complaints department (then Flexigroup) to sort it out but only after threats of going to the Ombudsman. I now have the ability to pay off the card in full and once again they are obfuscating the process. I spoke with them a few days ago and they said they had to cancel an installment plan before they can provide a payout figure and it would take 2-3 business days. I called them back 3 business days later and they said they had no record of the request or call yet the operator seemed to know the day of the week (Tuesday) when I called them. They again would not provide me with a payout figure and said another 2-3 business days. I contacted the complaints department (who coincidentally is now in the Philippines) but rather then take my complaint, they just transferred me to another operator who told me exactly what the previous operator said (all this on a dodgy line with dogs and babies crying in the background... very unprofessional). Needless to say my next stop will the the Ombudsmans office. Avoid this dodgy organisation at all costs. I know some of you will be desperate to get that product you want but there are much better ways to do it than Humm90.

Read full review

Quite simply if you are a customer or retailer, avoid this organisation. As a customer they will rip you off and as a retailer they will discredit you. I have had multiple issues commencing from when they set up the account. When we made our purchase Humm (then Skye) set up the direct debit amount and payment days. All seemed good until we received a letter from Humm90 after they took over Skye saying we are about $1,000 behind in our payments. We obviously contacted them and they said we weren't paying the right amount and we were also paying a day after the payment was due and thus incurring a late payment fee. I tried to explain to them that they were the ones who gave us the amount and payment days. I eventually had to contact their complaints department (then Flexigroup) to sort it out but only after threats of going to the Ombudsman. I now have the ability to pay off the card in full and once again they are obfuscating the process. I spoke with them a few days ago and they said they had to cancel an installment plan before they can provide a payout figure and it would take 2-3 business days. I called them back 3 business days later and they said they had no record of the request or call yet the operator seemed to know the day of the week (Tuesday) when I called them. They again would not provide me with a payout figure and said another 2-3 business days. I contacted the complaints department (who coincidentally is now in the Philippines) but rather then take my complaint, they just transferred me to another operator who told me exactly what the previous operator said (all this on a dodgy line with dogs and babies crying in the background... very unprofessional). Needless to say my next stop will the the Ombudsmans office. Avoid this dodgy organisation at all costs. I know some of you will be desperate to get that product you want but there are much better ways to do it than Humm90.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Andrew, Western Australia, reviewed 8 months ago
humm90 Platinum Mastercard
Overall 1/10
Scammy Scummy and AVOID

Previously known as Skye. We used Skye in flight Centre to book a Flight pre Covid, Covid hit and out flight was Canceled, we paid for Insurance so everything was Refunded to Skye, we Called in OCT 2020 to End out Card, we were told its done. Today July 31st we got a message that we owe money. Apparently the card was never canceled and a $99!!! Annual fee hit and a late fee for that hit and Interest for that hit, WITHOUT a single notice. Yet they notified that we had to pay them after all these fees hit the account. After talking to customer service (IMPOSSIBLE TO UNDERSTAND BROKEN ENGLISH AND TRASHY PHONE SERVICE) he made sure to tell us we have an outstanding balance that we have to pay to close tHe account. DO NOT USE HUMM90.

Read full review

Previously known as Skye. We used Skye in flight Centre to book a Flight pre Covid, Covid hit and out flight was Canceled, we paid for Insurance so everything was Refunded to Skye, we Called in OCT 2020 to End out Card, we were told its done. Today July 31st we got a message that we owe money. Apparently the card was never canceled and a $99!!! Annual fee hit and a late fee for that hit and Interest for that hit, WITHOUT a single notice. Yet they notified that we had to pay them after all these fees hit the account. After talking to customer service (IMPOSSIBLE TO UNDERSTAND BROKEN ENGLISH AND TRASHY PHONE SERVICE) he made sure to tell us we have an outstanding balance that we have to pay to close tHe account. DO NOT USE HUMM90.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Luke, Western Australia, reviewed 10 months ago

What do you need to apply for a humm90 credit card?

  • Personal details for each applicant (if necessary)
  • Contact details including a valid email address
  • Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
  • Statements for any liabilities including credit cards or other existing loans
  • A copy of your council rates notice
  • A copy of your driver's licence or passport
  • Home loan statements (if you’re refinancing)

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