Love racking up a stack of rewards points with your credit card spend? The Premier Mastercard not only comes with a great points earn rate, but also a tonne of other freebies and a generous bonus points offer.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
|
0.75 points per dollar on Mastercard, up to $3,000 per month, then |
19.99% p.a. |
0% p.a. for 12 months and then 21.99% p.a. (2.00% balance transfer fee) |
$99 |
|
|
1 point per dollar on Mastercard, up to $10,000 per month, then |
19.99% p.a. |
0% p.a. for 12 months and then 21.99% p.a. |
$399 $349 in the first year |
|
|
1.25 points per dollar on Mastercard, up to $12,500 per month, then |
19.99% p.a. |
No current offer |
$1,200 |
Add a little bit of luxury to your spend, with the complimentary travel insurance, 24/7 concierge service, and two free annual airport lounge invitations on offer.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
|
1 point per dollar on Mastercard, up to $10,000 per month, then |
19.99% p.a. |
0% p.a. for 12 months and then 21.99% p.a. |
$399 $349 in the first year |
|
|
1.25 points per dollar on Mastercard, up to $12,500 per month, then |
19.99% p.a. |
No current offer |
$1,200 |
As the very first credit card offering directly from Qantas, the Premier Mastercard is built for frequent flyers. Your points earn will go directly to your frequent flyer account, plus cardholders will enjoy heaps of other travel perks, like exclusive discounts on flights.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
|
0.75 points per dollar on Mastercard, up to $3,000 per month, then |
19.99% p.a. |
0% p.a. for 12 months and then 21.99% p.a. (2.00% balance transfer fee) |
$99 |
|
|
1 point per dollar on Mastercard, up to $10,000 per month, then |
19.99% p.a. |
0% p.a. for 12 months and then 21.99% p.a. |
$399 $349 in the first year |
|
|
1.25 points per dollar on Mastercard, up to $12,500 per month, then |
19.99% p.a. |
No current offer |
$1,200 |
You’ll have up to 55 interest free days to pay off purchases made on your new Qantas credit card. Just remember, you’ll only get these days if you pay your balance off in full the previous month.
First things first, there’s an annual fee to contend with. Other fees you may run up against include late payment fees, cash advance fees and a fee for adding an additional card to your account.
You’ll need to make a minimum repayment each month and the amount will be listed on your credit card bill. With Qantas Money, this will be either $30 or 2% of your total balance, whichever is greater.
Where do we start? There are a bunch of rewards points up for grab when you spend with your Qantas card, plus a generous bonus point offer.
You can also snag freebies like a concierge service to help you book things like event or flight tickets, complimentary travel insurance and two free airport lounge passes annually.
Absolutely! You can take advantage of the balance transfer offer on the Premier Mastercard to pay off any lingering credit card debt without getting slugged by any interest.
The important thing is to have a plan in place for paying off your entire balance before the 0% interest period is up - otherwise, any remaining debt will start to attract interest at the higher cash advance rate.
Yep. As a Mastercard option, your new Qantas credit card will work pretty much anywhere in the world.
Sure can. For purchases under $100, you can tap ‘n’ go, making your day that much easier.
Mozo users have rated Qantas Money credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
37 Reviews
Easy to use via Apple Pay , notifies you when large payments are made and I can transfer my every reward points to quanta’s points.
Read full reviewEasy to use via Apple Pay , notifies you when large payments are made and I can transfer my every reward points to quanta’s points.
I was previously earning Qantas Frequent Flyer points via a ANZ Platinum credit card but hated paying high annual fee. I’m so much happier with this credit card as I can earn Qantas Frequent Flyer Points at a much lower annual fee.
Read full reviewI was previously earning Qantas Frequent Flyer points via a ANZ Platinum credit card but hated paying high annual fee. I’m so much happier with this credit card as I can earn Qantas Frequent Flyer Points at a much lower annual fee.
I applied for this card for points at a reasonable annual fee. But realised the app experience is just so bad. Not easy to understanding the balance and the pending transactions get cleared after way too many days. I applied for closing of the card in less than a month of using it because their budgeting/insight tool is also not as intuitive and accurate as you would expect. Closure process seems to take another month even when I have paid all my balance well in time. Many other credit card providers close your account almost immediately if not within a few days so that your credit borrowing is released. But because Qantas takes so long to close, you can’t even go elsewhere and get the same credit limit because they unnecessarily hold you!!!
Read full reviewI applied for this card for points at a reasonable annual fee. But realised the app experience is just so bad. Not easy to understanding the balance and the pending transactions get cleared after way too many days. I applied for closing of the card in less than a month of using it because their budgeting/insight tool is also not as intuitive and accurate as you would expect. Closure process seems to take another month even when I have paid all my balance well in time. Many other credit card providers close your account almost immediately if not within a few days so that your credit borrowing is released. But because Qantas takes so long to close, you can’t even go elsewhere and get the same credit limit because they unnecessarily hold you!!!
Pros: easy access to card features and specials on for the month as well as Qantas airline perks Cons: High annual card fee
Read full reviewPros: easy access to card features and specials on for the month as well as Qantas airline perks Cons: High annual card fee
I was scammed by a merchant and Qantas Customer Support canceled my credit card and issued a dispute this was in January 2023. No resolution was given at all and I received a new credit card. So six months later I see a charge on my new credit card from this initial vendor how the heck does this happen a brand new card and a scam charge. All Qantas could then do for me was again cancel my card and issue a new one. Dah that is what they offered in the first place now I am in debt to this scam for $1000.
Read full reviewI was scammed by a merchant and Qantas Customer Support canceled my credit card and issued a dispute this was in January 2023. No resolution was given at all and I received a new credit card. So six months later I see a charge on my new credit card from this initial vendor how the heck does this happen a brand new card and a scam charge. All Qantas could then do for me was again cancel my card and issue a new one. Dah that is what they offered in the first place now I am in debt to this scam for $1000.
Like most credit cards, to apply for a Qantas Money piece of plastic, you’ll need to be over 18 and a permanent resident of Australia. You’ll also need some documents to apply, including:
You’ll also need to be a member of the Qantas Frequent Flyer program - but don’t worry, membership is free for cardholders.
Check out our handy guide for more information on applying for a credit card.