Home loan resources

Home loans tips

Looking to save money on your home loan? Read the latest money-saving tips, mortgage checklists and how-to articles from Mozo’s home loan experts and moneyvators.

5 pro tips to help haggle your way to a cheaper home loan

5 pro tips to help haggle your way to a cheaper home loan

Have you always been too nervous to ask your home loan lender for a lower rate? Well, what if we told you it could save you over $1,200 a year? Recent Mozo research revealed that 7 out of 10 Aussies were able to haggle their way to a lower home loan rate, knocking off an average 0.5%. 

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4 ways to prepare for a home loan rate rise this year

4 ways to prepare for a home loan rate rise this year

Despite the Reserve Bank of Australia (RBA) choosing to keep the cash rate on hold for the 20th straight month this week, the general consensus is that a rate rise is likely to occur at some point this year - but what is the best way to prepare?

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Property Predictions 2018: Sydney slowdown, bumper year for Hobart

Property Predictions 2018: Sydney slowdown, bumper year for Hobart

Wondering what the property market has in store for 2018? Whether you’re on the hunt for a first home for your family, or you’re a seasoned buyer on your fifth investment home loan, knowing what’s ahead is key to making sure you find the right property fit.

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Buy at the bottom: tips for getting into the Perth property market

Buy at the bottom: tips for getting into the Perth property market

Western Australia may just be the place to be for Aussie property investors in 2018 - as long as you’ve got the nerve to start out in a flat market and wait for future growth.

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Mozo’s 8 resolutions for property success

Mozo’s 8 resolutions for property success

Resolutions give us the chance to improve our quality of life physically and mentally. But for a lot of us, bettering ourselves begins at home, literally. If your home is your pride and joy, you might spend your days scrolling through Pinterest on the hunt for your bedroom’s next decorative piece. But if success is what you’d like to bring your property in 2018, Mozo’s Property Expert, Steve Jovcevski has 8 property resolutions for you that could help bring property success.

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Buying property? Here's how to pay a deposit at an auction

Buying property? Here's how to pay a deposit at an auction

Buying a house at auction can be an exhilarating experience. After carefully budgeting, shopping the property market, and comparing home loans, you’ve finally nabbed your dream home. But when the auctioneer waves you in to finalise the home sale, what do you do?

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How to beat the competition at the auction

How to beat the competition at the auction

House hunting can be a time of anxiety and stress - and that’s before you’ve even asked the bank for a home loan. But nothing gets your heart racing and your palms sweating more than auction day. Regardless of how you handle your nerves, having a successful auction day will come down to clever tactics and the right budget. If you’re heading out to an auction soon, here are a few tried and tested ways to beat the competition.

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What investors need to know about the Budget changes to depreciation tax

What investors need to know about the Budget changes to depreciation tax

If you’ve been following the 2017 Budget, you probably already know that it included a fair few policies aimed at property investors. One of them was changes to claims you can make on your tax for depreciation of plant and equipment assets in your residential investment property.

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Homeowners, get ready the Australian property bubble could burst in 2017

Homeowners, get ready the Australian property bubble could burst in 2017

Want to know one of the best parts about working for a financial comparison website? Having the inside scoop on what’s happening in the property world.

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How changes to credit reporting could affect your credit score

How changes to credit reporting could affect your credit score

If you've ever applied for a credit card or home loan, you'll probably be more than aware just how important the health of your credit report is, as it largely determines whether you'll be approved.

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