![Top home loan negotiating tips](http://cdn.mozo.com.au/redactor/pictures/5060/Top-home-loan-negotiating-tips_content.jpg)
Top home loan negotiating tips
It’s a sad truth in the mortgage world that lenders often reward new customers - but what about loyal customers like you, what do you get?
Read more![Is a fixed rate mortgage the way to go?](http://cdn.mozo.com.au/redactor/pictures/5047/Benefits-of-a-fixed-rate-loan_content.jpg)
Is a fixed rate mortgage the way to go?
Just 5 years ago the average home loan interest rate was sitting at a high 7.27%. Fast forward to present day and it’s dropped considerably to just 4.56% - Saving a homeowner with a $500,000 mortgage (paid back over 25 years), $824 in repayments each month.
Read more![Your home loan shopping checklist - building the best mortgage for you](http://cdn.mozo.com.au/redactor/pictures/5019/Mortgage-checklist_content.jpg)
Your home loan shopping checklist - building the best mortgage for you
Fellow property hunters, take a moment to think about the amount of time you spent choosing the right home or investment property. If you’re like most of us, the answer is probably “endless hours” on websites like realestate.com.au and Domain.
Read more![Boost your chances of home loan approval](http://cdn.mozo.com.au/redactor/pictures/4994/Boosting-your-chances-of-home-loan-approval_content.jpg)
Boost your chances of home loan approval
You’ve saved the deposit, found the perfect property and are already imagining the ways you’ll furnish your new digs...but wait have you forgotten one important thing? Whether you will actually get approved for a home loan.
Read more![8 key home loan terms to know before you buy this Autumn](http://cdn.mozo.com.au/redactor/pictures/4270/8_home_loan_terms_to_know_this_autumn_large_content.jpg)
8 key home loan terms to know before you buy this Autumn
Autumn is a popular home buying season, and this year, you might be getting ready to take the plunge and set yourself up in the home of your dreams.
Read more![Which home loan lenders have raised interest rates?](http://cdn.mozo.com.au/redactor/pictures/4939/Rate_rise_620x_content.jpg)
Which home loan lenders have raised interest rates?
You might have assumed you were safe against a home loan rate rise until the Reserve Bank of Australia lifts rates, but times are changing with APRA requiring major home loan lenders to increase their capital by July 1 next year.
Read more![What happens if.. I'm late on my home loan repayments](http://cdn.mozo.com.au/redactor/pictures/7827/Home-loan-problems_original.jpg)
What happens if.. I'm late on my home loan repayments
Average property prices in Australia are expensive sitting at a whopping $563,100, which would make the average monthly repayment on a 5% loan over 25 years $3,292. So it’s no surprise that many homeowners get a little behind every now and then, due to unforeseen events like a job redundancy, relationship breakup or illness. But what exactly happens when you miss a payment?
Read more![Mortgage offset accounts in a nutshell](http://cdn.mozo.com.au/redactor/pictures/7901/House_-_A_picture_of_a_house_original.jpg)
Mortgage offset accounts in a nutshell
Offset accounts may sound like monotonous financial jargon but if you’re in the market for a new home loan, don’t overlook this tasty little tidbit. You could free yourself from your home loan years earlier and save thousands of dollars in the process.
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