HCF award-winning pet insurance

little girl with cat

Owning a pet comes with many financial responsibilities, and with potential vet bills constituting a huge chunk of that commitment, getting pet insurance for your furry friend could be a wise move.

Long-known for its insurance offerings, HCF pet insurance was created to help pet parents get the most from their pet insurance cover. And as an extra incentive, if you’re already a HCF Ruby or Diamond member, you could save up to 15% on your pet insurance (terms, Conditions and Eligibility criteria apply).

HCF took home a 2022 Mozo Experts Choice Awards for Pet Insurance^ award for Exceptional Quality Pet Insurance.

About HCF

HCF has been putting Australians’ health first for more than 85 years, established all the way back in 1932. Not only does HCF provide a range of industry-leading health insurance products, but they are Australia’s largest not-for-profit health fund, protecting over 1.5 million Aussies nationwide.

With over 50 branches and services centres across the country, HCF is a leader in customer service. The company has also contributed more than $50 million towards the HCF Research Fund, established in 2000 to help fund health services research in Australia.

About HCF’s Mozo Experts Choice Award win

HCF’s Pet Premium + Routine Care took the title for Exceptional Quality Pet Insurance in the Mozo Experts Choice Awards^ this year.

The Mozo judges based their decision on the generosity of benefits and the flexibility included in a pet insurance policy. If you’re interested in the specifics of the 2022 Mozo Experts Choice Awards criteria, including the 14 factors which the policies were measured against, check out the methodology report here.

So, let’s take a look at what HCF's award-winning pet insurance policy has to offer.

Pet Premium + Routine Care Cover* 

This policy offers premium benefits for dog and cat owners looking for a great range of added extras and top coverage, alongside a handy member’s portal to manage your policy and make quick claims with ease. Features include:

  • Coverage for up to 80% of eligible vet bills
  • $12,145 annual benefit limit
  • Accidental injury
    Illness cover (30 day waiting period)
  • Routine care cover
  • $1,000 worth of emergency boarding
  • Covers vaccinations, flea control, worm control, etc
  • $2,000 dental illness cover (2yr waiting period applies)
  • 10% additional pet discount
  • Overseas insurance (within New Zealand and Norfolk Island)
  • Handy pet insurance member’s portal 

With every insurance policy you take out, it is imperative you read the fine print to ensure you’re covered for the things you need, and not paying for things you don’t want. You can do this by heading over to the Petinsurance.com.au website and having a read through their Product Disclosure Statement (PDS).

About the Mozo Experts Choice Awards

For many Australians, picking financial products that suit your needs can be a time-consuming process – and not always easy. That’s why the Mozo Experts Choice Awards^ exist. 

Every year, our Mozo experts dive head-first into the ocean of insurance, loan, mobile, broadband, and banking products to fish out some of the best of the best financial products available in our database. 

With this year’s Pet Insurance awards, the focus was on showcasing exceptional value and exceptional quality across a range of 131 policies from 32 insurance providers, of which 21 awards were bestowed across our 10 winners. If you’d like to find out more about the other winners or our judging process, check out our methodology report at the Mozo Experts Choice Pet Insurance Awards winners page.

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement on the provider's website for further information before making any decisions about an insurance product.

^See information about the Mozo Experts Choice Pet Insurance Awards